187 Raines Rd, Mountain Rest, SC 29664 Property Records

Oconee County property record for 187 Raines Rd, Mountain Rest, SC 29664

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,357 sqft · built 2018
Lot Size	6.26 acres (272,686 sqft)
Owner	Individual Name on File
Last Sale	$475,000 (Mar 2022)
Tax Bill	$5,314 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jul 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`127-00-02-005`

Property Details

APN / Parcel Number

Primary APN	`127-00-02-005`
Alternative APN	`11266`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	3 Stories
Building Area	1,357 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Architectural Style	Contemporary
Exterior Material	Other
Roof Material	Metal
Lot Area	272,686 sqft (6.26 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	11266
Old Parcel Number	127 00 02 005
Street Address	187 RAINES RD
City	MOUNTAIN REST
State	SC
Zip	29664-9303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAINES RD (6.26 AC)
Legal Block	2
Jurisdiction	OCONEE SC
Township / Civil Division	LONG CREEK
Census Block Group	4
Census Block	4013
Census Tract	30100

Owner

187 Raines Rd is owned by an individual who bought it in March 2022.

Source: Oconee County records, as of November 14, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	101 HANCOCK ST, BEAUFORT, SC 29902-4711
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK
Jul 13, 2021	Deed, Transfer · Conventional Mortgage FIRST MORTGAGE SOLUTIONS LLC
May 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage OCONEE FED'L S&L ASSN
Sep 29, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2022 · Amount on File
Deed Sale	Mar 4, 2022 · Amount on File
Prior Sale	Jul 13, 2021 · Amount on File
Deed Document Number	14072
Deed Book / Page	2787 / 16
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCONEE SC
Recording Date	Mar 4, 2022
Property Address	187 RAINES RD, MOUNTAIN REST, SC 29664-9303
Document Number	0000014072
Book / Page	2787 / 16
Instrument Date	Mar 4, 2022
Instrument	14072
Transaction Type	Transfer
Record Updated	Mar 16, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,757.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	101 HANCOCK ST, BEAUFORT, SC 29902-4711

Mortgage

Document Number	0000014073
Date	Mar 4, 2022
Book Page	4298/282
Instrument	14073

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	ALPHARETTA, GA 30022

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2037

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Jul 13, 2021
Property Address	187 RAINES RD, MOUNTAIN REST, SC 29664-9303
Document Number	0000000593
Book / Page	2706 / 42
Map Reference	MB B637 PG 6
Instrument Date	Jul 13, 2021
Instrument	593
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,572.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	745 SHINING MOON LN, WESTMINSTER, SC 29693-2345

Mortgage

Document Number	0000000594
Date	Jul 13, 2021
Book Page	4184/21
Instrument	594

Lender

Name	FIRST MORTGAGE SOLUTIONS LLC
Type	Mortgage Company
Address	KANSAS CITY, MO 64114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2028
Change Frequency	Monthly
Min Rate At Change	2.75%
Max Rate At Change	7.5%
Index	Other
Max Rate	7.5%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	187 RAINES RD, MOUNTAIN REST, SC 29664-9303
Document Number	0037230311
Instrument Date	May 14, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 RAINES RD MOUNTAIN REST SC 296649303, MOUNTAIN REST, SC 29664-9303

Mortgage

Document Number	0037230311
Date	May 18, 2018
Book Page	003723/000311

Lender

Name	OCONEE FED'L S&L ASSN
Type	Federal Savings Bank
Address	TOCCOA, GA 30577

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 17, 2033

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	Sep 29, 2017
Property Address	187 RAINES RD, MOUNTAIN REST, SC 29664-9303
Document Number	0000003931
Book / Page	002302 / 000262
Instrument Date	Sep 15, 2017
Instrument	3931
Transaction Type	Transfer
Record Updated	Nov 8, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	187 RAINES RD LONG CREEK SC 29658, LONG CREEK, SC 29658

Tax Assessment & Valuation

The 2025 property tax bill for 187 Raines Rd was $5,314.

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,314.00	$16,484 Land $3,846 Building $12,638	$412,110 Land $96,150 Building $315,960
2023		$16,484 Land $3,846 Building $12,638	$412,110 Land $96,150 Building $315,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 187 Raines Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 187 Raines Rd is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 89% of South Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000
Spectrum Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Raines Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures