187 Rain Drop Dr, Sunrise Beach, MO 65079 Property Records

Camden County property record for 187 Rain Drop Dr, Sunrise Beach, MO 65079

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,152 sqft · built 1960
Lot Size	0.607 acres (26,441 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Dec 2024)
Tax Bill	$802 (2025)
Deeds & Mortgages	May 2026 Construction Loan Dec 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`08 3.0 06.1 000.0 001 003.000`

Property Details

APN / Parcel Number

Primary APN	`08 3.0 06.1 000.0 001 003.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,152 sqft Gross Area
1st Floor Area	864 sqft
Basement Area	216 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Frame
Lot Area	26,441 sqft (0.607 acres)
Lot Dimensions	265 ft deep x 10 ft wide
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	187 RAIN DROP DR
City	SUNRISE BEACH
State	MO
Zip	65079-5238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 BLK 6
Legal Range	16W
Legal Township	39N
Legal Section	06
Legal Subdivision	SCENIC SUBDIVISION
Legal Block	6
Legal Lot Number	15
Jurisdiction	CAMDEN MO
Township / Civil Division	JASPER
Census Block Group	1
Census Block	1002
Census Tract	951101

Owner

Source: Camden County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	193 RAIN DROP DR, SUNRISE BEACH, MO 65079-5238
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed of Trust, Mortgage · Construction Mortgage FIRST STATE COMMUNITY BANK
Dec 30, 2024	Conservator's Deed, Transfer SUNRISE ABSTRACTING & TITLE SVCS, SUNRISE ABSTRACTING & TTL SV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2024 · Amount on Record
Deed Sale	Dec 30, 2024 · Amount on Record
Prior Sale	Apr 17, 2014
Deed Book / Page	907 / 498
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN MO
Recording Date	May 11, 2026
Property Address	187 RAIN DROP DR, SUNRISE BEACH, MO 65079-5238
Document Number	0359000431
Book / Page	359 / 431
Instrument Date	May 8, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	12 ALLEN RD, ELDON, MO 65026-5741
Investor	Possibly a Property Investor

Mortgage

Document Number	0359000431,
Date	May 11, 2026
Book Page	359/431

Lender

Name	FIRST STATE COMMUNITY BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2024: Conservator's Deed, Transfer

Document Type	Conservator's Deed
Jurisdiction	CAMDEN MO
Recording Date	Dec 30, 2024
Property Address	187 RAIN DROP DR, SUNRISE BEACH, MO 65079-5238
Document Number	000907/498
Book / Page	907 / 498
Instrument Date	Dec 20, 2024
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	SUNRISE ABSTRACTING & TITLE SVCS, SUNRISE ABSTRACTING & TTL SV

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	193 RAIN DROP DR, SUNRISE BEACH, MO 65079-5238

Tax Assessment & Valuation

Source: Camden County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Camden County
Unified School District	Camdenton R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$802.00 (+1.78%)	$17,360 (+0.17%)	$91,368 (+0.17%)
2023		$17,330 (-)	$91,211 (-)
2022	$788.00	$17,330	$91,211

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Co-Mo Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rain Drop Dr

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