187 Prospect Rd, Monroe, NY 10950 Property Records

Orange County and Blooming Grove Town property record for 187 Prospect Rd, Monroe, NY 10950

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,052 sqft · built 1997
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$2,000,000 (Mar 2024)
Tax Bill	$13,380 (2024)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Dec 2022 Refinance + 5 more
Flood Zone	Zone X (minimal risk)
APN	`332003 202-1-8`

Property Details

APN / Parcel Number

Primary APN	`332003 202-1-8`
Alternative APNs	`200320200000010080000000` `202-1-8`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,052 sqft Living Area
1st Floor Area	1,428 sqft
Basement Area	624 sqft
Finished Basement	624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	217,800 sqft (5 acres)
Garage Type	Basement
Porch	Open Porch
Porch Area	140 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	202-1-8
Street Address	187 PROSPECT RD
City	MONROE
State	NY
Zip	10950-2032
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02
Legal Block	1
Legal Lot Number	8.000
Jurisdiction	ORANGE NY
Township / Civil Division	BLOOMING GROVE
Census Block Group	1
Census Block	1003
Census Tract	13400

Owner

Source: Orange County and Blooming Grove Town records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	218 KEAP ST, 1, BROOKLYN, NY 11211-8633
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2024	Deed, Transfer · Stand-Alone First Mortgage ARK MORTGAGE INC
Dec 22, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ARK MORTGAGE INC
Jan 31, 2023	Deed, Transfer
Dec 13, 2022	Deed, Transfer
Mar 3, 2022	Deed, Transfer
Jan 8, 2020	Deed of Trust, Mortgage PARKSIDE LNDG
Mar 7, 2019	Deed, Transfer · Stand-Alone Refinance ARK MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2024 · Amount on Record
Deed Sale	Mar 5, 2024 · Amount on Record
Prior Sale	Dec 13, 2022 · Amount on Record
Deed Document Number	202420240013742
Deed Book / Page	15536 / 1510
Record Updated	Oct 29, 2026

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Mar 5, 2024
Property Address	187 PROSPECT RD, MONROE, NY 10950-2032
Document Number	0000013742
Book / Page	15536 / 1510
Instrument Date	Feb 21, 2024
Instrument	20240013742
Transaction Type	Transfer
Record Updated	Mar 26, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 KEAP ST APT 1, 1, BROOKLYN, NY 11211-8633

Mortgage

Document Number	0000013743
Date	Mar 5, 2024
Instrument	20240013743

Lender

Name	ARK MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	187 PROSPECT RD, MONROE, NY 10950-2032
Transaction Type	Mortgage
Record Updated	Jan 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000087966
Date	Dec 22, 2022
Book Page	15353/1112
Instrument	20220087966

Lender

Name	ARK MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2052

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Jan 31, 2023
Property Address	187 PROSPECT RD, MONROE, NY 10950-2032
Document Number	0000007508
Book / Page	15373 / 1093
Instrument Date	Jan 12, 2023
Instrument	20230007508
Transaction Type	Transfer
Record Updated	Feb 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 DALLAS DR, MONROE, NY 10950-2002

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Dec 13, 2022
Property Address	187 PROSPECT RD, MONROE, NY 10950-2032
Document Number	0000085415
Book / Page	15348 / 1232
Instrument Date	Jun 28, 2022
Instrument	20220085415
Transaction Type	Transfer
Record Updated	Jan 10, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 VIRGINIA AVE, MONROE, NY 10950-2216

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Mar 3, 2022
Property Address	187 PROSPECT RD, MONROE, NY 10950-2032
Document Number	0000015864
Book / Page	15170 / 994
Instrument Date	Jan 24, 2022
Instrument	20220015864
Transaction Type	Transfer
Record Updated	Jul 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 NEWBURY ST, MONROE, NY 10950-1532

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	187 PROSPECT RD, MONROE, NY 10950-2032
Document Number	0000005035
Instrument Date	Jan 8, 2020
Transaction Type	Mortgage
Record Updated	Feb 13, 2020
Title Company	TS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 LEE AVE BROOKLYN NY 112065409, BROOKLYN, NY 11206-5409

Mortgage

Document Number	0000005035
Date	Jan 23, 2020
Book Page	014691/000346
Instrument	5035

Lender

Name	PARKSIDE LNDG
Address	SAN FRANCISCO, CA 94102

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2050

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Mar 7, 2019
Property Address	187 PROSPECT RD, MONROE, NY 10950-2032
Document Number	0000015213
Book / Page	14535 / 921
Instrument Date	Jan 30, 2019
Instrument	20190015213
Transaction Type	Transfer
Record Updated	Apr 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 LEE AVE, BROOKLYN, NY 11206-5409

Mortgage

Document Number	0000015214
Date	Mar 7, 2019
Book Page	14535/926
Instrument	20190015214

Lender

Name	ARK MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2044

Tax Assessment & Valuation

Source: Orange County and Blooming Grove Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Blooming Grove Town
Municipality	South Blooming Grove Village
Unified School District	Washingtonville Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$49,600 (-) Land $16,000 Building $33,600	$566,200 (+18.6%)
2024	$13,380.00
2023		$49,600 Land $16,000 Building $33,600	$477,400 Land $154,000 Building $323,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 individual policies
Nearby Flood Policies	17 units insured incl. 4 condo units
Nearby Flood Claims	15 (1979–2011)
Claims Outside the SFHA	9 of 15
Most Recent Claim	Sep 2011
Claims by Event	Hurricane Irene, Aug 2011 · 4 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH BLOOMING GROVE VILLAGE WD 1 serves 3,400 people · EPA ID NY3510641
Water Source	Groundwater
Last State Inspection	May 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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