187 Persimmon Ln, Boone, NC 28607 Property Records

Watauga County property record for 187 Persimmon Ln, Boone, NC 28607

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,698 sqft · built 2021
Lot Size	2.41 acres (104,980 sqft)
Owner	Individual Name on Record
Last Sale	$1,645,000 (Apr 2024)
Tax Bill	$4,112 (2025)
Deeds & Mortgages	Apr 2024 Sale Dec 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2857-89-4023-000`

Property Details

APN / Parcel Number

Primary APN	`2857-89-4023-000`
Alternative APNs	`1815913` `1861128`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	26 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,698 sqft Living Area
1st Floor Area	1,586 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Lot Area	104,980 sqft (2.41 acres)
Garage Area	731 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Account Number	1861128
Street Address	187 PERSIMMON LN
City	BOONE
State	NC
Zip	28607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 78 BRMC
Legal Subdivision	BRMC
Legal Lot Number	78
Jurisdiction	WATAUGA NC
Township / Civil Division	ELK
Census Block Group	1
Census Block	1043
Census Tract	920702

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	523 DUKE ST, ALEXANDRIA, VA 22314-3737
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2024	Warranty Deed, Transfer
Dec 29, 2020	Deed of Trust, Mortgage · Construction Mortgage TRUIST BANK
Jul 21, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2024 · Amount on Record
Deed Sale	Apr 16, 2024 · Amount on Record
Prior Sale	Sep 8, 2020 · Amount on Record
Deed Document Number	2024739919
Deed Book / Page	2379 / 407
Prior Transfer Date	Nov 16, 2009
Prior Transfer Doc	0014870456
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Apr 16, 2024
Property Address	187 PERSIMMON LN, BOONE, NC 28607
Document Number	0023790407
Book / Page	2379 / 407
Map Reference	MB 19 PG 359-363
Instrument Date	Apr 9, 2024
Instrument	739919
Transaction Type	Transfer
Record Updated	May 2, 2024

Transaction

Amount	Amount Recorded
Tax	$3,290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 DUKE ST, ALEXANDRIA, VA 22314-3737

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	PERSIMMON LN, BOONE, NC 28607
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021540466
Date	Dec 29, 2020
Book Page	2154/466
Instrument	700286

Lender

Name	TRUIST BANK
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.5%
Index	1-Year LIBOR
Max Rate	7.5%

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Jul 21, 2017
Property Address	PERSIMMON LN, BOONE, NC 28607
Document Number	0019290247
Book / Page	001929 / 000247
Instrument Date	Jul 17, 2017
Instrument	660289
Transaction Type	Transfer
Record Updated	Aug 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1500 SW 153RD PL MIAMI FL 33196, MIAMI, FL 33196

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$991,900 (-) Land $134,100 Building $857,800
2025	$4,112.00	$991,900 (+639.67%) Land $134,100 Building $857,800
2024			$991,900 Land $134,100 Building $857,800
2023		$134,100 Land $134,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 78% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
RiverStreet Networks Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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