Alexander County property record for 187 Penny Ln, Hickory, NC 28601
| Property Type | Single Family Home |
|---|---|
| Details | 888 sqft · built 1988 |
| Lot Size | 0.59 acres (25,700 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $833 (2026) |
| Deeds & Mortgages | Dec 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0319542 05508 |
| Primary APN | 0319542 05508 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 888 sqft Living Area |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Bi-Level |
| Lot Area | 25,700 sqft (0.59 acres) |
| Heating System | Heat Pump |
|---|---|
| Water Source | Commercial |
| Account Number | 319542 |
|---|---|
| Street Address | 187 PENNY LN |
| City | HICKORY |
| State | NC |
| Zip | 28601-9341 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA20 |
| Legal Description | MAP 3716 SUBMAP 76 BLOCK 6152 (PIN) #18 FIVE OAKS B11B 0102 |
| Legal Block | 6152 |
| Jurisdiction | ALEXANDER NC |
| Township / Civil Division | WITTENBURG |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 40700 |
187 Penny Ln is owned and occupied by two individuals.
Source: Alexander County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 187 PENNY LN, HICKORY, NC 28601-9341 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALEXANDER NC |
| Property Address | 187 PENNY LN, HICKORY, NC 28601-9341 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0006221207 |
|---|---|
| Date | Dec 12, 2019 |
| Book Page | 0622/1207 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | HICKORY, NC 28601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 187 Penny Ln was $833, down 7% from the year before.
Source: Alexander County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Alexander County |
| Unified School District | Alexander County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $833.00 (-7.03%) | $126,253 (-) Land $15,950 Building $110,303 | |
| 2025 | $896.00 | $126,253 Land $15,950 Building $110,303 | |
| 2023 | $1,051.00 | $126,253 Land $15,950 Building $110,303 | $126,253 Land $15,950 Building $110,303 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 187 Penny Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 23, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 187 Penny Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FIVE OAKS S/D private · serves 99 people · EPA ID NC0102127 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | ALEXANDER CO WTR DIST |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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