187 Pennsylvania Ave, Niantic, CT 06357 Property Records

East Lyme Town property record for 187 Pennsylvania Ave, Niantic, CT 06357

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,086 sqft · built 1820
Lot Size	1.16 acres (50,890 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Mar 2024)
Tax Bill	$5,988 (2026)
Deeds & Mortgages	Mar 2025 Refinance Mar 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`ELYM M:016.2 B:00033 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ELYM M:016.2 B:00033 L:00000`
Alternative APN	`5356`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,086 sqft Living Area
Gross Area	3,018 sqft
1st Floor Area	1,134 sqft
Attic	Attic
Attic Area	228 sqft
Basement Area	750 sqft
Unfinished Basement	750 sqft

Exterior

Year Built	Built 1820
Effective Year Built	Effective 1820
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	50,890 sqft (1.16 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	5356
Street Address	187 PENNSYLVANIA AVE
City	NIANTIC
State	CT
Zip	06357-1927
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Block	33
Jurisdiction	EAST LYME CT
Township / Civil Division	EAST LYME
Census Block Group	1
Census Block	1012
Census Tract	870701

Owner

187 Pennsylvania Ave is owned and occupied by two individuals who bought it in March 2024.

Source: East Lyme Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	187 PENNSYLVANIA AVE, NIANTIC, CT 06357-1927
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance LIBERTY BANK
Mar 25, 2024	Warranty Deed, Transfer
Oct 1, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2024 · Amount on File
Deed Sale	Mar 25, 2024 · Amount on File
Deed Document Number	2024639
Deed Book / Page	1108 / 176
Prior Transfer Date	Oct 1, 2021
Prior Transfer Doc	1066-637
Record Updated	Oct 29, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAST LYME CT
Property Address	187 PENNSYLVANIA AVE, NIANTIC, CT 06357-1927
Transaction Type	Mortgage
Record Updated	Mar 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001119-985
Date	Mar 3, 2025
Book Page	1119/985
Instrument	422

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2055

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EAST LYME CT
Recording Date	Mar 25, 2024
Property Address	187 PENNSYLVANIA AVE, NIANTIC, CT 06357-1927
Document Number	001108-176
Book / Page	1108 / 176
Instrument Date	Mar 18, 2024
Instrument	639
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	187 PENNSYLVANIA AVE, EAST LYME, CT 06333

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EAST LYME CT
Recording Date	Oct 1, 2021
Property Address	187 PENNSYLVANIA AVE, NIANTIC, CT 06357-1927
Document Number	1066-637
Book / Page	1066 / 637
Instrument Date	Oct 1, 2021
Instrument	3369
Transaction Type	Transfer
Record Updated	Oct 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 PENNSYLVANIA AVE, NIANTIC, CT 06357-1927

Tax Assessment & Valuation

The 2026 property tax bill for 187 Pennsylvania Ave was $5,988, up 9.5% from the year before.

Source: East Lyme Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	East Lyme Town
Unified School District	East Lyme School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,988.00 (+9.47%)	$206,850 (+5.91%) Land $66,080 Building $140,770	$425,474 (+211.22%)
2025	$5,470.00	$195,300 Land $66,080 Building $129,220	$136,710 Land $46,256 Building $90,454
2024	$5,470.00 (+12.57%)
2023	$4,859.00 (+4.36%)	$195,300 (-) Land $66,080 Building $129,220
2022	$4,656.00	$195,300 Land $66,080 Building $129,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 187 Pennsylvania Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 187 Pennsylvania Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 92% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST LYME WATER & SEWER COMMISSION serves 15,245 people · EPA ID CT0450011
Water Source	Purchased surface water from NEW LONDON DEPT. OF PUBLIC UTILITIES
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 2,000
Breezeline Cable	1,000 / 50

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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