187 Old Kentucky 49, Loretto, KY 40037 Property Records

Marion County property record for 187 Old Kentucky 49, Loretto, KY 40037

Property Summary

Property TypeSingle Family Home
Details1,655 sqft · built 2020
Lot Size0.75 acres (32,670 sqft)
OwnerIndividual Name on File
Last Sale$215,000 (Aug 2022)
Tax Bill$1,892 (2025)
Deeds & MortgagesApr 2021 Mortgage
Aug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN030-014-08

Property Details

APN / Parcel Number

Primary APN030-014-08
Alternative APNs
  • 84337
  • 86152

Interior

Stories1 Story
Building Area1,655 sqft Living Area

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialMetal
Construction TypeWood
Roof TypeGable
Lot Area32,670 sqft (0.75 acres)
PorchSlab
Porch Area326 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number86152
Street Address187 OLD KENTUCKY 49
CityLORETTO
StateKY
Zip40037-8028
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR 8/SLIDE 504/OLD KENTUCKY 49
Legal SubdivisionLOUIS B HAMILTON DIVISION
Legal Tract8
JurisdictionMARION KY
Township / Civil DivisionLORETTO
Census Block Group2
Census Block2007
Census Tract970400

Owner

187 Old Kentucky 49 is owned and occupied by an individual who bought it in August 2022.

Source: Marion County records, as of May 22, 2026

Owner of RecordIndividual Name on File
Mailing Address187 OLD KENTUCKY 49, LORETTO, KY 40037-8028
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
STOCKTON MORTGAGE CORP
Aug 10, 2022Deed, Transfer · Conventional Mortgage
CENTRAL KENTUCKY AG CREDIT ASSN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 10, 2022 · Amount on File
Deed SaleAug 10, 2022 · Amount on File
Prior SaleMay 11, 2020 · Amount on File
Deed Document Number2022234706
Deed Book / Page352 / 522
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION KY
Property Address187 OLD KENTUCKY 49, LORETTO, KY 40037-8028
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000459/176
DateApr 5, 2021
Book Page459/176
Lender
NameSTOCKTON MORTGAGE CORP
TypeMortgage Company
AddressFRANKFORT, KY 40601
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2051

August 2022: Deed, Transfer

Document TypeDeed
JurisdictionMARION KY
Recording DateAug 10, 2022
Property Address187 OLD KENTUCKY 49, LORETTO, KY 40037-8028
Document Number000352/522
Book / Page352 / 522
Map ReferenceCAB 3 SL 504
Instrument DateAug 8, 2022
Transaction TypeTransfer
Record UpdatedNov 25, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address187 OLD KENTUCKY 49, LORETTO, KY 40037-8028

Transferred To (Grantee/Buyer)

NameVerified Name
Address187 OLD KENTUCKY 49, LORETTO, KY 40037-8028
InvestorPossibly a Property Investor

Mortgage

Document Number0000480570
DateAug 10, 2022
Instrument480/570
Lender
NameCENTRAL KENTUCKY AG CREDIT ASSN
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 187 Old Kentucky 49 was $1,892.

Source: Marion County assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyMarion County
Unified School DistrictMarion County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,892.00$215,000 Land $215,000$215,000 Land $215,000
2023$1,928.00$215,000 Land $215,000$215,000 Land $215,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 187 Old Kentucky 49 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 187 Old Kentucky 49 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARION COUNTY WATER DISTRICT
serves 16,311 people · EPA ID KY0780268
Water SourcePurchased surface water from several systems
Last State InspectionApr 2025
Lead6 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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