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187 Oak Grove Dr, Ormond Beach, FL 32176 Property Records

Volusia County property record for 187 Oak Grove Dr, Ormond Beach, FL 32176 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2005
Square Footage2,200 sqft Living Area
Lot Size9,000 sqft (0.206 acres)
OccupancyOwner Occupied
Last Sale$406,000 (2020)
Tax Bill$5,589.00 (2025)

Property Details

APN / Parcel Number

Primary APN4214-02-00-0280
Alternative APNs
  • 32141402000280
  • 3042255.0
  • 3042255

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,200 sqft Living Area
1st Floor2,200 sqft 1st Floor
Stories1 Stories
Primary FlooringCombination, Other Flooring
Interior StructurePlaster Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 2005
Exterior MaterialConcrete Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof MaterialComposition Shingle Roof
Lot Area9,000 sqft (0.206 acres)
Depth X Width100 ft x 90 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Exterior Amenities

Pool Area450 sqft Pool
Patio Area784 sqft Patio
PorchOpen Porch
Porch Area175 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number3042255.0
Old Parcel Number32141402000280
Street Address187 OAK GROVE DR
CityORMOND BEACH
StateFL
Zip32176-5730
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 28 SUN OAKS SUB IN ASSRS ORMOND BEACH MB 19 PG 142 PER OR 1706 PG 1337 PER OR 7622 PGS 1235-1236 PER OR 7861 PG 1424
Legal Range32E
Legal Township14S
Legal Section14
Legal SubdivisionORMOND
Legal Tract2
Legal Lot Number28
JurisdictionVOLUSIA FL
Minor Civil DivisionNORTH PENINSULA
Census Blockgroup3
Census Block3004
Census Tract80400

Owner

Source: Volusia County records · APN 4214-02-00-0280

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address187 OAK GROVE DR, ORMOND BEACH, FL 32176-5730
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 05, 2025Deed of Trust, Mortgage · Stand Alone Second Mortgage
CLIMATE FIRST BANK
Apr 29, 2024Deed of Trust, Mortgage · Line of Credit
HOMEBRIDGE FINANCIAL SERVICES INC
Jun 08, 2020Warranty Deed, Transfer · Conventional Mortgage
HOME ACCESS FINANCIAL LLC
Nov 14, 2018Warranty Deed, Transfer · Conventional Mortgage
ANGEL D CHESTER

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 08, 2020 · Amount on Record
Deed SaleJun 08, 2020 · Amount on Record
Prior SaleNov 14, 2018 · Amount on Record
Deed Doc Number2020-101451
Deed Book / Page7861 / 1424
Record RefreshedJun 08, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address187 OAK GROVE DR, ORMOND BEACH, FL 32176-5730
Transaction TypeMortgage
Record UpdatedNov 28, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address187 OAK GROVE DR, ORMOND BEACH, FL 32176-5730

Mortgage

Document Number0087760479
DateNov 05, 2025
Book Page8776/479
Instrument2025208023
Lender
NameCLIMATE FIRST BANK
TypeBank
AddressSAINT PETERSBURG, FL 33704
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term126 Months
DueApr 30, 2036
Interest
Rate TypeAdjustable Rate

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address187 OAK GROVE DR, ORMOND BEACH, FL 32176-5730
Transaction TypeMortgage
Record UpdatedMay 22, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address187 OAK GROVE DR, ORMOND BEACH, FL 32176-5730

Mortgage

Document Number0085494118
DateApr 29, 2024
Book Page8549/4118
Instrument2024082946
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
Address194 WOOD AVE S FL 9, ISELIN, NJ 08830
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 26, 2054
Interest
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateJun 08, 2020
Property Address187 OAK GROVE DR, ORMOND BEACH, FL 32176-5730
Document Number0078611424
Book / Page7861 / 1424
Map ReferenceMB 19 PG 142
Instrument DateMay 28, 2020
Instrument2020-101451
Transaction TypeTransfer
Record UpdatedJan 04, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,842.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address436 N PENINSULA DR, 436, DAYTONA BEACH, FL 32118-4038

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
Address187 OAK GROVE DR, ORMOND BEACH, FL 32176-5730

Mortgage

Document Number0078611426
DateJun 08, 2020
Instrument7861/1426
Lender
NameHOME ACCESS FINANCIAL LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2050

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateNov 14, 2018
Property Address187 OAK GROVE DR, ORMOND BEACH, FL 32176-5730
Document Number0076221235
Book / Page007622 / 001235
Instrument DateNov 01, 2018
Instrument228920
Transaction TypeTransfer
Record UpdatedNov 30, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,505.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address436 N PENINSULA DR DAYTONA BEACH FL 321184038, DAYTONA BEACH, FL 32118-4038

Mortgage

Document Number76221237
DateNov 14, 2018
Book Page007622/001237
Instrument228921
Lender
NameANGEL D CHESTER
Special NotesLender is also the Seller
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityOrmond Beach City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,589.00 (+16.07%) Homeowner's exemption$356,772 (+5.99%)$504,547 (+2.01%) Land $139,968 Building $364,579
2023$4,815.00 (+3.06%) Homeowner's exemption$336,620 (+3%)$494,622 (+19.71%) Land $123,750 Building $370,872
2022$4,672.00 Homeowner's exemption$326,816$413,172 Land $95,040 Building $318,132

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 5% of the US · above 4% of Florida
Wildfire LikelihoodAbout 1 in 4,545 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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