Hampden County and Chicopee City property record for 187 Nelson St, Chicopee, MA 01013
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,880 sqft · built 2013 |
| Lot Size | 0.283 acres (12,317 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $90,000 (Jul 2018) |
| Tax Bill | $9,655 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jun 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 146-0002B |
| Primary APN | 146-0002B |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,880 sqft Living Area |
| Gross Area | 6,492 sqft |
| 1st Floor Area | 1,440 sqft |
| Basement Area | 1,440 sqft |
| Unfinished Basement | 1,440 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,317 sqft (0.283 acres) |
| Garage Type | Attached |
| Pool Type | In-Ground Pool |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 146-0002B |
|---|---|
| Street Address | 187 NELSON ST |
| City | CHICOPEE |
| State | MA |
| Zip | 01013-3543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 3 |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 811000 |
Source: Hampden County and Chicopee City records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 187 NELSON ST, CHICOPEE, MA 01013-3543 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 17, 2026 | Deed of Trust, Mortgage · Line of Credit POLISH NATIONAL CREDIT UNION |
| Jun 19, 2018 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Jun 17, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance ALDENVILLE CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2018 · Amount on Record |
| Deed Sale | Jul 11, 2018 · Amount on Record |
| Prior Sale | Jul 28, 2017 · Amount on Record |
| Deed Document Number | 201839716 |
| Deed Book / Page | 22260 / 255 |
| Transfer Doc | 19592-391 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Jul 17, 2026 |
| Property Address | 187 NELSON ST, CHICOPEE, MA 01013-3543 |
| Document Number | 0000033364 |
| Book / Page | 26421 / 11 |
| Instrument Date | Jul 13, 2026 |
| Instrument | 202633364 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 187 NELSON ST, CHICOPEE, MA 01013-3543 |
| Document Number | 0000033364, |
|---|---|
| Date | Jul 17, 2026 |
| Book Page | 26421/11 |
| Instrument | 202633364 |
| Name | POLISH NATIONAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 187 NELSON ST, CHICOPEE, MA 01013-3543 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 22224-170 |
|---|---|
| Date | Jun 19, 2018 |
| Book Page | 22224/170 |
| Instrument | 34044 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 187 NELSON ST, CHICOPEE, MA 01013-3543 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 23265-542 |
|---|---|
| Date | Jun 17, 2020 |
| Book Page | 23265/542 |
| Instrument | 31601 |
| Name | ALDENVILLE CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2035 |
Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,655.00 (+4.7%) | $636,900 (+1.94%) Land $112,000 Building $524,900 | $497,515 |
| 2024 | $9,222.00 (+7.72%) | $624,800 (+10.56%) Land $109,800 Building $515,000 | |
| 2023 | $8,561.00 | $565,100 Land $99,700 Building $465,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 88% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Crossroads Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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