187 Native Trout Dr, Tuckasegee, NC 28783 Property Records

Jackson County property record for 187 Native Trout Dr, Tuckasegee, NC 28783

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 784 sqft · built 2000
Lot Size	6 acres (261,360 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Dec 2022)
Tax Bill	$1,015 (2025)
Deeds & Mortgages	Dec 2022 Sale Jun 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`8516-19-4488`

Property Details

APN / Parcel Number

Primary APN	`8516-19-4488`
Alternative APN	`85044`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	784 sqft Heated Area
1st Floor Area	784 sqft
Basement Area	784 sqft
Unfinished Basement	784 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Logs
Roof Type	Gable
Roof Material	Asphalt
Lot Area	261,360 sqft (6 acres)
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Street Address	187 NATIVE TROUT DR
City	TUCKASEGEE
State	NC
Zip	28783-6613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 61 WOLF CREEK
Legal Subdivision	WOLF CREEK
Legal Lot Number	61
Jurisdiction	JACKSON NC
Township / Civil Division	CANADA
Census Block Group	2
Census Block	2059
Census Tract	950700

Owner

187 Native Trout Dr is owned by an individual who bought it in December 2022.

Source: Jackson County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	14 WESTOVER DR, ASHEVILLE, NC 28801-1634
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2022	Warranty Deed, Transfer
Jun 7, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2022 · Amount on File
Deed Sale	Dec 20, 2022 · Amount on File
Deed Book / Page	2348 / 1635
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Dec 20, 2022
Property Address	187 NATIVE TROUT DR, TUCKASEGEE, NC 28783-6613
Document Number	0023481635
Book / Page	2348 / 1635
Map Reference	CAB 9 SL 408-411
Instrument Date	Dec 7, 2022
Transaction Type	Transfer
Record Updated	Jan 3, 2023

Transaction

Amount	Amount on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 WESTOVER DR, ASHEVILLE, NC 28801-1634

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	187 NATIVE TROUT DR, TUCKASEGEE, NC 28783-6613
Document Number	0021901720
Book / Page	002190 / 001720
Instrument Date	Jun 7, 2017
Transaction Type	Mortgage
Record Updated	Jun 21, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 NATIVE TROUT DR TUCKASEGEE NC 287836613, TUCKASEGEE, NC 28783-6613

Mortgage

Document Number	0021901720
Date	Jun 15, 2017
Book Page	002190/001720

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 14, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 187 Native Trout Dr was $1,015.

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$267,354 Land $74,580 Building $192,774
2025	$1,015.00
2023	$665.00	$175,040 Land $62,210 Building $112,830

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 187 Native Trout Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (1998–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 187 Native Trout Dr is moderate, ranking above 48% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Skyrunner Fixed Wireless	25 / 10

Cell Coverage

No cell data coverage reported

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