187 N State St, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 187 N State St, Concord, NH 03301

Property Summary

Property Type	Office Building
Details	1 bd · 3 ba · 2,522 sqft · built 1860
Lot Size	0.3 acres (13,068 sqft)
Owner	Company Name on File
Tax Bill	$11,848 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:5831-Z B:7`

Property Details

APN / Parcel Number

Primary APN	`M:5831-Z B:7`
Alternative APN	`CNCD M:5831Z B:7`

Interior

Bedrooms	1 Bed
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,522 sqft Total Area
Gross Area	4,804 sqft
1st Floor Area	1,804 sqft
Basement Area	1,436 sqft
Unfinished Basement	1,436 sqft

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	187 N STATE ST
City	CONCORD
State	NH
Zip	03301-5020
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	UT
Legal Block	7
Jurisdiction	CONCORD CITY NH
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2002
Census Tract	44300

Owner

187 N State St, a commercial property, is owned by a company.

Source: Merrimack County and Concord City records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	187 N STATE ST, CONCORD, NH 03301-5020
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Nov 9, 2020
Property Address	187 N STATE ST, CONCORD, NH 03301-5020
Document Number	0037062081
Book / Page	003706 / 002081
Instrument Date	Nov 6, 2020
Instrument	25450
Transaction Type	Transfer
Record Updated	Mar 2, 2021
Title Company	PHENIX TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,688.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	514 SOUTH ST BOW NH 033043419, BOW, NH 03304-3419

Mortgage

Document Number	37062083
Date	Nov 9, 2020
Book Page	003706/002083
Instrument	25451

Lender

Name	SERVICE 1 FCU
Type	Credit Union
Address	BEDFORD, NH 03110

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Mortgage

Document Number	37062108,
Date	Nov 9, 2020
Book Page	003706/002108
Instrument	25453

Lender

Name	SERVICE 1 FCU
Type	Credit Union
Address	BEDFORD, NH 03110

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 187 N State St was $11,848.

Source: Merrimack County and Concord City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Concord City
Unified School District	Concord School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$11,848.00	$407,000 Land $215,000 Building $192,000
2023	$10,932.00 (+3.75%)	$407,000 (-) Land $215,000 Building $192,000
2022	$10,537.00	$407,000 Land $215,000 Building $192,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 187 N State St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2006–2007)
Most Recent Claim	Jun 2007 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 187 N State St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 44,215 people · EPA ID NH0501010
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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