187 Mountain Brook Ln, Todd, NC 28684 Property Records

Ashe County property record for 187 Mountain Brook Ln, Todd, NC 28684

Property Summary

Property Type	Single Family Home
Details	1,578 sqft · built 1996
Lot Size	1.08 acres (47,263 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Jul 2020)
Tax Bill	$2,478 (2026)
Deeds & Mortgages	Nov 2017 Mortgage Nov 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13155-049-004`

Property Details

APN / Parcel Number

Primary APN	`13155-049-004`
Alternative APNs	`132945863125` `106372`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Building Area	1,578 sqft Heated Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2015
Architectural Style	Rustic
Lot Area	47,263 sqft (1.08 acres)

Location & Zoning

Account Number	106372
Old Parcel Number	13155049004
Street Address	187 MOUNTAIN BROOK LN
City	TODD
State	NC
Zip	28684-9747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	'18 ADJUST ACREAGE (PB 9/250)
Legal Subdivision	STONEBRIDGE SUBDIVISION
Legal Lot Number	4
Jurisdiction	ASHE NC
Township / Civil Division	OLD FIELDS
Census Block Group	2
Census Block	2011
Census Tract	970701

Owner

Source: Ashe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	187 MOUNTAIN BROOK LN, TODD, NC 28684-9747
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2017	Deed of Trust, Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Nov 6, 2017	Deed of Trust, Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
May 23, 2019	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Jul 6, 2020	Warranty Deed, Transfer
May 3, 2018	Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2020 · Amount on Record
Deed Sale	Jul 6, 2020 · Amount on Record
Prior Sale	May 3, 2018 · Amount on Record
Deed Document Number	20203052
Deed Book / Page	514 / 91
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	187 MOUNTAIN BROOK LN, TODD, NC 28684-9747
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00485/2145
Date	Nov 3, 2017
Book Page	0485/2145
Instrument	04939

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	WEST JEFFERSON, NC 28694

Agreement

Amount	Amount Recorded
Term	264 Months
Due	Nov 1, 2039

Interest

Rate Type	Adjustable Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	187 MOUNTAIN BROOK LN, TODD, NC 28684-9747
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00485/2251
Date	Nov 6, 2017
Book Page	0485/2251
Instrument	04971

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	WEST JEFFERSON, NC 28694

Agreement

Amount	Amount Recorded

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	187 MOUNTAIN BROOK LN, TODD, NC 28684-9747
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000501/16
Date	May 23, 2019
Book Page	501/16
Instrument	2205

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Jul 6, 2020
Property Address	187 MOUNTAIN BROOK LN, TODD, NC 28684-9747
Document Number	0000514/91
Book / Page	514 / 91
Instrument Date	Jun 29, 2020
Instrument	3052
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount Recorded
Tax	$650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	187 MOUNTAIN BROOK LN, TODD, NC 28684-9747

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4212 RED INN CT, RALEIGH, NC 27603-8492

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	May 3, 2018
Property Address	187 MOUNTAIN BROOK LN, TODD, NC 28684-9747
Document Number	00490/2060
Book / Page	490 / 2060
Instrument Date	Apr 30, 2018
Instrument	000000001994
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 MOUNTAIN BROOK LN, TODD, NC 28684-9747
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000490/0000002063
Date	May 3, 2018
Book Page	0000000490/0000002063
Instrument	000000001995

Lender

Name	MOVEMENT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,478.00	$472,900 (-) Land $35,000 Building $437,900	$472,900 (-) Land $35,000 Building $437,900
2025	$2,478.00 (+8.3%)	$472,900 (-) Land $35,000 Building $437,900	$472,900 (-) Land $35,000 Building $437,900
2023	$2,288.00	$472,900 Land $35,000 Building $437,900	$472,900 Land $35,000 Building $437,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

4G LTE only, no 5G reported

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