187 Mill Stream Dr, Selma, NC 27576 Property Records

Johnston County property record for 187 Mill Stream Dr, Selma, NC 27576

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,428 sqft · built 2020
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Apr 2024)
Tax Bill	$1,678 (2026)
Deeds & Mortgages	Apr 2024 Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10P08007J`

Property Details

APN / Parcel Number

Primary APN	`10P08007J`
Alternative APNs	`2000233711` `2000269761`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,428 sqft Living Area
Gross Area	1,803 sqft
1st Floor Area	1,428 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,958 sqft (0.55 acres)
Porch	Slab
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000269761
Street Address	187 MILL STREAM DR
City	SELMA
State	NC
Zip	27576-6671
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 10 LOWELL MILLS 89/332
Legal Subdivision	LOWELL MILLS SUBDIVISION
Legal Lot Number	10
Jurisdiction	JOHNSTON NC
Township / Civil Division	MICRO
Census Block Group	2
Census Block	2009
Census Tract	40103

Owner

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	187 MILL STREAM DR, SELMA, NC 27576-6671
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2024	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Nov 17, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2024 · Amount on Record
Deed Sale	Apr 29, 2024 · Amount on Record
Prior Sale	Nov 17, 2020 · Amount on Record
Deed Document Number	202412111
Deed Book / Page	6657 / 885
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	187 MILL STREAM DR, SELMA, NC 27576-6671
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 WATKINS RD, CLAYTON, NC 27520-7033

Mortgage

Document Number	0000012112
Date	Apr 29, 2024
Book Page	6657/888
Instrument	2024012112

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	PO BOX 25279, RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.9%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2029
Change Frequency	5 Years
Min Rate At Change	4.9%
Max Rate At Change	8.9%
Index	5-Year CMT
Max Rate	12.9%

November 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Nov 17, 2020
Property Address	187 MILL STREAM DR, SELMA, NC 27576-6671
Document Number	0000718490
Book / Page	5758 / 909
Map Reference	MB 89 PG 332
Instrument Date	Nov 7, 2020
Instrument	2020718490
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	63 VERON CT, 63, WILLOW SPRING, NC 27592-6537

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 MILL STREAM DR, SELMA, NC 27576-6671

Mortgage

Document Number	0000718491
Date	Nov 17, 2020
Instrument	2020718491

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,678.00 (+23.93%)	$268,540 (+60.57%) Land $45,000 Building $223,540	$268,540 (+60.57%) Land $45,000 Building $223,540
2023	$1,354.00	$167,240 Land $32,000 Building $135,240	$167,240 Land $32,000 Building $135,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2016)
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Brightspeed DSL · Fiber in parts of the area	140 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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