Norfolk County and Needham Town property record for 187 Melrose Ave, Needham, MA 02492
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 1,405 sqft · built 2001 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $1,310,000 (Jul 2016) |
| Tax Bill | $19,835 (2025) |
| Deeds & Mortgages | May 2021 Refinance Aug 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:0480001600000 |
| Primary APN | M:0480001600000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,405 sqft Living Area |
| Gross Area | 3,240 sqft |
| 1st Floor Area | 1,405 sqft |
| Basement Area | 1,389 sqft |
| Unfinished Basement | 256 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 187 MELROSE AVE |
|---|---|
| City | NEEDHAM |
| State | MA |
| Zip | 02492-3437 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRB |
| Legal Subdivision | GREENWOOD PARK |
| Legal Block | 16 |
| Jurisdiction | NEEDHAM MA |
| Township / Civil Division | NEEDHAM |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 457200 |
187 Melrose Ave is owner-occupied and held in a trust since July 2016.
Source: Norfolk County and Needham Town records, as of July 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 187 MELROSE AVE, NEEDHAM, MA 02492-3437 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 14, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRSTRUST BANK |
| Aug 1, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Dec 14, 2018 | Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2016 · Amount on File |
| Deed Sale | Jul 20, 2016 · Amount on File |
| Prior Sale | Aug 10, 2001 · Amount on File |
| Deed Book / Page | 34281 / 563 |
| Transfer Doc | 034281-563 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 187 MELROSE AVE, NEEDHAM, MA 02492-3437 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039395-268 |
|---|---|
| Date | May 14, 2021 |
| Book Page | 39395/268 |
| Instrument | 63410 |
| Name | FIRSTRUST BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Recording Date | Aug 1, 2023 |
| Property Address | 187 MELROSE AVE, NEEDHAM, MA 02492-3437 |
| Document Number | 041337-122 |
| Book / Page | 41337 / 122 |
| Instrument Date | Jun 9, 2023 |
| Instrument | 49260 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 187 MELROSE AVE, NEEDHAM, MA 02492-3437 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 187 MELROSE AVE, NEEDHAM, MA 02492-3437 |
| Document Number | 36549-424 |
| Instrument Date | Dec 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 187 MELROSE AVE NEEDHAM MA 024923437, NEEDHAM, MA 02492-3437 |
| Document Number | 36549-424 |
|---|---|
| Date | Jan 9, 2019 |
| Book Page | 036549/000424 |
| Instrument | 18 |
| Name | THIRD FED'L S&L ASSN |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 8, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 187 Melrose Ave was $19,835.
Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Needham Town |
| Unified School District | Needham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,835.00 | $1,871,200 Land $790,800 Building $1,080,400 | $2,377,090 (+20.75%) |
| 2024 | $1,968,590 | ||
| 2023 | $19,145.00 | $1,468,200 Land $574,300 Building $893,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 187 Melrose Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 187 Melrose Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEEDHAM WATER DEPT serves 31,664 people · EPA ID MA3199000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2024 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
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