187 Melrose Ave, Needham, MA 02492 Property Records

Norfolk County and Needham Town property record for 187 Melrose Ave, Needham, MA 02492

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 1,405 sqft · built 2001
Lot Size0.21 acres (9,148 sqft)
Owner2 Trust Names on File
Last Sale$1,310,000 (Jul 2016)
Tax Bill$19,835 (2025)
Deeds & MortgagesMay 2021 Refinance
Aug 2023 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APNM:0480001600000

Property Details

APN / Parcel Number

Primary APNM:0480001600000
Alternative APN
  • NEED M:048.0 B:0016 L:0000.0

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area1,405 sqft Living Area
Gross Area3,240 sqft
1st Floor Area1,405 sqft
Basement Area1,389 sqft
Unfinished Basement256 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,148 sqft (0.21 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address187 MELROSE AVE
CityNEEDHAM
StateMA
Zip02492-3437
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSRB
Legal SubdivisionGREENWOOD PARK
Legal Block16
JurisdictionNEEDHAM MA
Township / Civil DivisionNEEDHAM
Census Block Group2
Census Block2014
Census Tract457200

Owner

187 Melrose Ave is owner-occupied and held in a trust since July 2016.

Source: Norfolk County and Needham Town records, as of July 20, 2026

Owner of Record2 Trust Names on File
Mailing Address187 MELROSE AVE, NEEDHAM, MA 02492-3437
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 14, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
FIRSTRUST BANK
Aug 1, 2023Quit Claim Deed, Transfer
Quitclaim
Dec 14, 2018Deed of Trust, Mortgage · Line of Credit
THIRD FED'L S&L ASSN

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 20, 2016 · Amount on File
Deed SaleJul 20, 2016 · Amount on File
Prior SaleAug 10, 2001 · Amount on File
Deed Book / Page34281 / 563
Transfer Doc034281-563
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address187 MELROSE AVE, NEEDHAM, MA 02492-3437
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number039395-268
DateMay 14, 2021
Book Page39395/268
Instrument63410
Lender
NameFIRSTRUST BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueJun 1, 2051

August 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNEEDHAM MA
Recording DateAug 1, 2023
Property Address187 MELROSE AVE, NEEDHAM, MA 02492-3437
Document Number041337-122
Book / Page41337 / 122
Instrument DateJun 9, 2023
Instrument49260
Transaction TypeTransfer
Record UpdatedAug 18, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address187 MELROSE AVE, NEEDHAM, MA 02492-3437

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address187 MELROSE AVE, NEEDHAM, MA 02492-3437
Document Number36549-424
Instrument DateDec 14, 2018
Transaction TypeMortgage
Record UpdatedJan 29, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address187 MELROSE AVE NEEDHAM MA 024923437, NEEDHAM, MA 02492-3437

Mortgage

Document Number36549-424
DateJan 9, 2019
Book Page036549/000424
Instrument18
Lender
NameTHIRD FED'L S&L ASSN
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJan 8, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 187 Melrose Ave was $19,835.

Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionNeedham Town
Unified School DistrictNeedham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$19,835.00$1,871,200 Land $790,800 Building $1,080,400$2,377,090 (+20.75%)
2024$1,968,590
2023$19,145.00$1,468,200 Land $574,300 Building $893,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 187 Melrose Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 187 Melrose Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEEDHAM WATER DEPT
serves 31,664 people · EPA ID MA3199000
Water SourcePurchased surface water from MWRA
Last State InspectionJun 2024
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
AT&T
Fixed Wireless
100 / 20

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