187 Main St, Wilbraham, MA 01095 Property Records

Hampden County and Wilbraham Town property record for 187 Main St, Wilbraham, MA 01095

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,226 sqft · built 1790
Lot Size1.26 acres (54,886 sqft)
Owner2 Individual Names on File
Last Sale$190,000 (Aug 2001)
Tax Bill$8,170 (2026)
Deeds & MortgagesFeb 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APNMAP 91,108

Property Details

APN / Parcel Number

Primary APNMAP 91,108
Alternative APN
  • WILB M:7000 B:115 L:2698

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,226 sqft Living Area
Gross Area4,962 sqft
1st Floor Area1,200 sqft
Basement Area1,200 sqft
Unfinished Basement775 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1790
Effective Year BuiltEffective 1790
Architectural StyleHistorical
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area54,886 sqft (1.26 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberMAP 91,108
Street Address187 MAIN ST
CityWILBRAHAM
StateMA
Zip01095-1630
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR26
Legal Block115
Legal Lot Number2698
JurisdictionWILBRAHAM MA
Township / Civil DivisionWILBRAHAM
Census Block Group2
Census Block2001
Census Tract813601

Owner

187 Main St is owned and occupied by two individuals who bought it in August 2001.

Source: Hampden County and Wilbraham Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address187 MAIN ST, WILBRAHAM, MA 01095-1630
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 27, 2001 · Amount on File
Deed SaleAug 27, 2001 · Amount on File
Prior SaleJul 17, 1997 · Amount on File
Deed Book / Page11830 / 319
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILBRAHAM MA
Property Address187 MAIN ST, WILBRAHAM, MA 01095-1630
Transaction TypeMortgage
Record UpdatedMar 11, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0026223-49
DateFeb 18, 2026
Book Page26223/49
Instrument7008
Lender
NameHANSCOM FCU
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueMar 1, 2056

Tax Assessment & Valuation

The 2026 property tax bill for 187 Main St was $8,170, up 1.9% from the year before.

Source: Hampden County and Wilbraham Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
County SubdivisionWilbraham Town
Unified School DistrictHampden-Wilbraham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,170.00 (+1.95%)$468,200 (+4.46%) Land $93,300 Building $374,900$412,909 (-21.74%)
2025$8,014.00 (+3.31%)$448,200 (+6.89%) Land $93,300 Building $354,900$527,630 (+11.35%)
2024$7,757.00 (+9.33%)$419,300 (+10.52%) Land $93,300 Building $326,000$473,860
2023$7,095.00$379,400 Land $93,300 Building $286,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 187 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 187 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWILBRAHAM WATER DEPT (MWRA)
serves 8,533 people · EPA ID MA1339000
Water SourcePurchased surface water from MWRA
Last State InspectionJun 2025
Lead6 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Oct 2018
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

Nearby Streets

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