187 Lovers Ln, Unit 78, Torrington, CT 06790 Property Records

Torrington City property record for 187 Lovers Ln, Unit 78, Torrington, CT 06790

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 983 sqft · built 1988
Owner	Individual Name on Record
Last Sale	$153,000 (Mar 2023)
Tax Bill	$3,806 (2026)
Deeds & Mortgages	Oct 2023 Transfer Mar 2023 Sale & Mortgage + 1 more
APN	`12750`

Property Details

APN / Parcel Number

Primary APN	`12750`
Alternative APNs	`TORR M:222 B:004 L:015 U:078` `012750`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Units	80 Units
Stories	1 Story
Building Area	983 sqft Living Area
Gross Area	1,083 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	12750
Street Address	187 LOVERS LN, 78
City	TORRINGTON
State	CT
Zip	06790-4365
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RRC
Legal Subdivision	COUNTRY WOODS
Legal Block	4
Legal Lot Number	15
Jurisdiction	TORRINGTON CT
Township / Civil Division	TORRINGTON
Census Block Group	1
Census Block	1000
Census Tract	310804

Owner

Source: Torrington City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	187 LOVERS LN, 78, TORRINGTON, CT 06790-4365
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2023	Quit Claim Deed, Transfer Quitclaim
Mar 2, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage TORRINGTON SAVINGS BANK
Oct 4, 2019	Executor's Deed, Transfer · Conventional Mortgage LITCHFIELD BANCORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2023 · Amount on Record
Deed Sale	Mar 2, 2023 · Amount on Record
Prior Sale	Oct 4, 2019 · Amount on Record
Deed Document Number	2023481478
Deed Book / Page	1384 / 415
Last Transfer Date	Oct 13, 2023
Transfer Doc	001400-436
Record Updated	Oct 29, 2026

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TORRINGTON CT
Recording Date	Oct 20, 2023
Property Address	187 LOVERS LN UNIT 78, 78, TORRINGTON, CT 06790-4365
Document Number	001400-436
Book / Page	1400 / 436
Instrument Date	Oct 13, 2023
Instrument	2023-487869
Transaction Type	Transfer
Record Updated	Nov 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2311 E HARTFORD AVE, PHOENIX, AZ 85022-2259

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TORRINGTON CT
Recording Date	Mar 2, 2023
Property Address	187 LOVERS LN UNIT 78, 78, TORRINGTON, CT 06790-4365
Document Number	001384-415
Book / Page	1384 / 415
Instrument Date	Feb 28, 2023
Instrument	2023-481478
Transaction Type	Transfer
Record Updated	Mar 16, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	2023481479
Date	Mar 2, 2023
Instrument	2023-481479

Lender

Name	TORRINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2019: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	TORRINGTON CT
Recording Date	Oct 4, 2019
Property Address	187 LOVERS LN UNIT 78, 78, TORRINGTON, CT 06790-4365
Document Number	1296-416
Book / Page	001296 / 000416
Instrument Date	Sep 26, 2019
Instrument	451362
Transaction Type	Transfer
Record Updated	Oct 30, 2019
Title Company	UNKNOWN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$72.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 LOVERS LN #78 TORRINGTON CT 067904365, 78, TORRINGTON, CT 06790-4365

Mortgage

Document Number	1296-418
Date	Oct 4, 2019
Book Page	001296/000418
Instrument	451363

Lender

Name	LITCHFIELD BANCORP
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2049

Mortgage

Document Number	1296-436,
Date	Oct 4, 2019
Book Page	001296/000436
Instrument	451364

Lender

Name	LITCHFIELD BANCORP
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Torrington City
Unified School District	Torrington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,806.00 (-12.99%)	$113,750 (-) Building $113,750	$178,798 (+124.55%)
2025	$4,374.00	$113,750 (+143.47%) Building $113,750	$79,625 Building $79,625
2024	$4,374.00 (+95.18%)
2023	$2,241.00 (+1.77%)	$46,720 (-) Building $46,720
2022	$2,202.00	$46,720 Building $46,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TORRINGTON WATER COMPANY private · serves 37,915 people · EPA ID CT1430011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment report not submitted Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Frontier.

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