Torrington City property record for 187 Lovers Ln, Unit 45, Torrington, CT 06790
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1.5 ba · 1,658 sqft · built 1988 |
| Owner | Individual Name on File |
| Last Sale | $155,000 (Jan 2023) |
| Tax Bill | $4,885 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Jan 2023 Sale & Mortgage |
| APN | 000318 |
| Primary APN | 000318 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Units | 80 Units |
| Stories | 2 Stories |
| Building Area | 1,658 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Garage Type | Detached |
| Deck Area | Deck Area |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 318 |
|---|---|
| Street Address | 187 LOVERS LN, 45 |
| City | TORRINGTON |
| State | CT |
| Zip | 06790-4362 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RRC |
| Legal Subdivision | COUNTRY WOODS |
| Legal Block | 4 |
| Legal Lot Number | 15 |
| Jurisdiction | TORRINGTON CT |
| Township / Civil Division | TORRINGTON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 310804 |
Source: Torrington City records · APN 000318
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 187 LOVERS LN, 45, TORRINGTON, CT 06790-4362 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 27, 2026 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Jan 30, 2023 | Executor's Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 30, 2023 · Amount on Record |
| Deed Sale | Jan 30, 2023 · Amount on Record |
| Deed Document Number | 2023480940 |
| Deed Book / Page | 1382 / 364 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TORRINGTON CT |
| Property Address | 187 LOVERS LN UNIT 45, 45, TORRINGTON, CT 06790-4362 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001453-534 |
|---|---|
| Date | Jan 27, 2026 |
| Book Page | 1453/534 |
| Instrument | 2026-506365 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Feb 01, 2053 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | TORRINGTON CT |
| Recording Date | Jan 30, 2023 |
| Property Address | 187 LOVERS LN UNIT 45, 45, TORRINGTON, CT 06790-4362 |
| Document Number | 001382-364 |
| Book / Page | 1382 / 364 |
| Instrument Date | Jan 27, 2023 |
| Instrument | 2023-480940 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 2023480941 |
|---|---|
| Date | Jan 30, 2023 |
| Instrument | 2023-480941 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 001382-381 |
|---|---|
| Date | Jan 30, 2023 |
| Book Page | 1382/381 |
| Instrument | 2023-480942 |
| Name | CONNECTICUT HOUSING FINANCE AUTHORITY |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2053 |
Source: Torrington City records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Torrington City |
| Unified School District | Torrington School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,885.00 | $127,050 (+141.31%) Building $127,050 | $88,935 Building $88,935 |
| 2024 | $4,885.00 (+93.47%) | ||
| 2023 | $2,525.00 (+1.73%) | $52,650 (-) Building $52,650 | |
| 2022 | $2,482.00 | $52,650 Building $52,650 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Optimum Communications Cable · Fiber in parts of the area | 940 / 35 |
May also be available: Frontier.
Based on FCC filings for 11 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TORRINGTON WATER COMPANY private · serves 37,915 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Treatment report not submitted Mar 2019 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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