187 Long Rd, Charlotte, TN 37036 Property Records

Dickson County property record for 187 Long Rd, Charlotte, TN 37036

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,640 sqft · built 2005
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on File
Last Sale	$446,000 (May 2024)
Tax Bill	$1,308 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Sep 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`022076I A 01000`

Property Details

APN / Parcel Number

Primary APN	`022076I A 01000`
Alternative APN	`076I A 01000`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,640 sqft Living Area
1st Floor Area	1,280 sqft
Basement Area	360 sqft
Finished Basement	360 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	65,340 sqft (1.5 acres)
Terrain	Rolling
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	117 sqft
Deck Area	200 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	187 LONG RD
City	CHARLOTTE
State	TN
Zip	37036-6425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FRANKLIN ROAD POINTE SUBD 24
Legal Subdivision	FRANKLIN ROAD POINTE SUBD
Legal Lot Number	24
Jurisdiction	DICKSON TN
Township / Civil Division	1
Census Block Group	1
Census Block	1060
Census Tract	60202

Owner

187 Long Rd is owned and occupied by an individual who bought it in May 2024.

Source: Dickson County records, as of January 19, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	187 LONG RD, CHARLOTTE, TN 37036-6425
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2023	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Sep 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jul 20, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 26, 2020	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2024 · Amount on File
Deed Sale	May 30, 2024 · Amount on File
Prior Sale	Oct 28, 2008
Deed Document Number	364763
Deed Book / Page	V1573 / 1640
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DICKSON TN
Property Address	187 LONG RD, CHARLOTTE, TN 37036-6425
Transaction Type	Mortgage
Record Updated	Oct 12, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 LONG RD, CHARLOTTE, TN 37036-6425

Mortgage

Document Number	00V1563309
Date	Sep 28, 2023
Book Page	V1563/309
Instrument	357867

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DICKSON TN
Property Address	187 LONG RD, CHARLOTTE, TN 37036-6425
Transaction Type	Mortgage
Record Updated	Oct 5, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0V15462644
Date	Sep 22, 2022
Book Page	V1546/2644
Instrument	346867

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DICKSON TN
Property Address	187 LONG RD, CHARLOTTE, TN 37036-6425
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	V1449316
Date	Jul 20, 2020
Book Page	V1449/316
Instrument	314940

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2040

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DICKSON TN
Property Address	187 LONG RD, CHARLOTTE, TN 37036-6425
Document Number	V1449316
Instrument Date	Jun 26, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	187 LONG RD CHARLOTTE TN 370366425, CHARLOTTE, TN 37036-6425

Mortgage

Document Number	V1449316
Date	Jul 18, 2020
Book Page	001449/000316
Instrument	314940

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 17, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 187 Long Rd was $1,308.

Source: Dickson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Dickson County
Unified School District	Dickson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,308.00	$77,425 Land $12,150 Building $65,275
2024			$309,700 Land $48,600 Building $261,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 187 Long Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 187 Long Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATER AUTH OF DICKSON COUNTY serves 68,675 people · EPA ID TN0000191
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ignite Broadband Fiber	2,500 / 2,500
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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