187 Laurel Ave, Union, NJ 07083 Property Records

Union County and Union Township property record for 187 Laurel Ave, Union, NJ 07083

Property Summary

Property Type	Single Family Home
Details	2,813 sqft · built 1965
Lot Size	0.152 acres (6,634 sqft)
Owner	Individual Name on File
Last Sale	$480,000 (May 2019)
Tax Bill	$15,463 (2025)
Deeds & Mortgages	Jun 2021 Mortgage May 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-05806-0000-00069`

Property Details

APN / Parcel Number

Primary APN	`19-05806-0000-00069`
Alternative APN	`190580600069`

Interior

Stories	2 Stories
Building Area	2,813 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Construction Type	Frame
Lot Area	6,634 sqft (0.152 acres)
Lot Dimensions	132 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	187 LAUREL AVE
City	UNION
State	NJ
Zip	07083-4297
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	TOWNSHIP/UNION
Legal Block	5806
Legal Lot Number	69
Jurisdiction	UNION NJ
Township / Civil Division	UNION
Census Block Group	1
Census Block	1003
Census Tract	32800

Owner

187 Laurel Ave is owned and occupied by an individual who bought it in May 2019.

Source: Union County and Union Township records, as of July 8, 2026

Owner of Record	Individual Name on File
Mailing Address	187 LAUREL AVE, UNION, NJ 07083-4297
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
May 22, 2019	Grant Deed, Transfer · FHA Mortgage NJ LENDERS
Jan 10, 2019	Grant Deed, Transfer · Line of Credit FINANCE OF AMERICA COM'L LLC
Jan 8, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2019 · Amount on File
Deed Sale	May 22, 2019 · Amount on File
Prior Sale	Jan 10, 2019 · Amount on File
Deed Document Number	2019313000
Deed Book / Page	6323 / 2081
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	187 LAUREL AVE, UNION, NJ 07083-4297
Transaction Type	Mortgage
Record Updated	Dec 29, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0149832735
Date	Jun 9, 2021
Book Page	14983/2735
Instrument	14018

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	May 22, 2019
Property Address	187 LAUREL AVE, UNION, NJ 07083-4297
Document Number	0063232081
Book / Page	006323 / 002081
Instrument Date	May 14, 2019
Instrument	313000
Transaction Type	Transfer
Record Updated	Jun 12, 2019
Title Company	EVIDENT TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	187 LAUREL AVE UNION NJ 070834201, UNION, NJ 07083-4201

Mortgage

Document Number	145582522
Date	May 22, 2019
Book Page	014558/002522
Instrument	672940

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 21, 2049

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Jan 10, 2019
Property Address	187 LAUREL AVE, UNION, NJ 07083-4297
Document Number	0063042070
Book / Page	006304 / 002070
Instrument Date	Nov 29, 2018
Instrument	308750
Transaction Type	Transfer
Record Updated	Jan 29, 2019
Title Company	ABSOLUTE TITLE AGENCY OF NJ LLC, ABSOLUTE TITLE AGE OF NJ LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$305.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	187 LAUREL AVE UNION NJ 070834201, UNION, NJ 07083-4201

Mortgage

Document Number	145232291
Date	Jan 10, 2019
Book Page	014523/002291
Instrument	667888

Lender

Name	FINANCE OF AMERICA COM'L LLC
Address	CHARLOTTE, NC 28210

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jan 9, 2020

Interest

Rate Type	Adjustable Rate

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Jan 8, 2018
Property Address	187 LAUREL AVE, UNION, NJ 07083-4297
Document Number	0062380613
Book / Page	006238 / 000613
Instrument Date	Nov 16, 2017
Instrument	295409
Transaction Type	Transfer
Record Updated	Apr 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	314 S FRANKLIN ST TITUSVILLE PA 163542168, TITUSVILLE, PA 16354-2168

Tax Assessment & Valuation

The 2025 property tax bill for 187 Laurel Ave was $15,463, up 4.4% from the year before.

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Union Township
Unified School District	Union Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,300 (-) Land $21,000 Building $45,300	$66,300 (-) Land $21,000 Building $45,300
2025	$15,463.00 (+4.35%)	$66,300 Land $21,000 Building $45,300	$66,300 Land $21,000 Building $45,300
2024	$14,818.00
2023		$66,300 (-) Land $21,000 Building $45,300	$66,300 (-) Land $21,000 Building $45,300
2022	$13,867.00	$66,300 Land $21,000 Building $45,300	$66,300 Land $21,000 Building $45,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 187 Laurel Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 187 Laurel Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 866 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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