187 Lancaster Rd, Walnut Creek, CA 94595 Property Records

Contra Costa County property record for 187 Lancaster Rd, Walnut Creek, CA 94595

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,257 sqft · built 1938
Lot Size0.305 acres (13,300 sqft)
Owner2 Individual Names on Record
Last Sale$950,000 (Nov 2022)
Tax Bill$12,014 (2025)
Deeds & MortgagesJan 2023 Mortgage
Nov 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN184-410-039-4

Property Details

APN / Parcel Number

Primary APN184-410-039-4
Alternative APN
  • 184-410-039

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,257 sqft Living Area
1st Floor Area1,257 sqft

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1943
Lot Area13,300 sqft (0.305 acres)
Garage TypeAttached
Garage Area360 sqft
Parking Spaces1 Parking Space

Location & Zoning

Street Address187 LANCASTER RD
CityWALNUT CREEK
StateCA
Zip94595-2345
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal DescriptionRECORD OF SURVEY 32 LSM 44 POR PCL A
Legal SubdivisionRANCHO SAN RAMON
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group6
Census Block6004
Census Tract334200

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address187 LANCASTER RD, WALNUT CREEK, CA 94595-2345
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Jan 6, 2023Intrafamily Transfer, Transfer · Conventional Mortgage
PROVIDENT CU
Nov 16, 2022Intrafamily Transfer, Transfer
PLACER TITLE COMPANY
Nov 16, 2022Grant Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 16, 2022 · Amount on Record
Deed SaleNov 16, 2022 · Amount on Record
Deed Document Number2022174540
Last Transfer DateDec 29, 2022
Transfer Doc0000001554
Record UpdatedOct 29, 2026

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCONTRA COSTA CA
Recording DateJan 6, 2023
Property Address187 LANCASTER RD, WALNUT CREEK, CA 94595-2345
Document Number0000001554
Map ReferenceMB 32 PG 44
Instrument DateDec 29, 2022
Instrument2023-001554
Transaction TypeTransfer
Record UpdatedJan 17, 2023
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address187 LANCASTER RD, WALNUT CREEK, CA 94595-2345

Mortgage

Document Number0000001555
DateJan 6, 2023
Instrument2023-001555
Lender
NamePROVIDENT CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2053
Interest
Rate TypeAdjustable Rate
Rate5%
Type Change DateFeb 1, 2023
Min Rate At Change2%
Max Rate At Change8%
IndexOther
Margin2
Max Rate11%

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCONTRA COSTA CA
Recording DateNov 16, 2022
Property Address187 LANCASTER RD, WALNUT CREEK, CA 94595-2345
Document Number0000174539
Map ReferenceMB 32 PG 44
Instrument DateNov 7, 2022
Instrument2022-174539
Transaction TypeTransfer
Record UpdatedNov 24, 2022
Title CompanyPLACER TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address187 LANCASTER RD, WALNUT CREEK, CA 94595-2345

November 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateNov 16, 2022
Property Address187 LANCASTER RD, WALNUT CREEK, CA 94595-2345
Document Number0000174540
Map ReferenceMB 32 PG 44
Instrument DateNov 4, 2022
Instrument2022-174540
Transaction TypeTransfer
Record UpdatedNov 24, 2022
Title CompanyPLACER TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address187 LANCASTER RD, WALNUT CREEK, CA 94595-2345

Mortgage

Document Number0000174541
DateNov 16, 2022
Instrument2022-174541
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2052

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityWalnut Creek City
Secondary School DistrictAcalanes Union High School District (09 - 12)
Elementary School DistrictWalnut Creek Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,008,146 (+2%) Land $891,414 Building $116,732
2025$12,014.00 (-31.82%)$988,380 (+4.04%) Land $873,936 Building $114,444
2023$17,621.00 (+1,065.41%)$950,000 Land $840,000 Building $110,000
2022$1,512.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 62 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies62 in force
Nearby Flood Claims8 (1997–2022)
Claims Outside the SFHA1 of 8
Most Recent ClaimDec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Dec 2022 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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