Walton County property record for 187 Laird Dr, Freeport, FL 32439
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.347 acres (15,115 sqft) |
| Owner | Individual Name on File |
| Last Sale | $38,000 (Jan 2021) |
| Tax Bill | $361 (2025) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-1S-19-23080-00C-0070 |
| Primary APN | 34-1S-19-23080-00C-0070 |
|---|---|
| Alternative APNs |
|
| Lot Area | 15,115 sqft (0.347 acres) |
|---|---|
| Lot Dimensions | 120 ft deep x 126 ft wide |
| Street Address | LAIRD DR |
|---|---|
| City | FREEPORT |
| State | FL |
| Zip | 32439 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | RV |
| Legal Description | LOT 7 BLK C LAIRDS 2ND ADDITION PB 3-63 OR 2878-4162 OR 3168-2890 OR 3178-3630 |
| Legal Range | 019 |
| Legal Township | 01S |
| Legal Section | 34 |
| Legal Subdivision | LAIRDS 2ND ADDITION |
| Legal Block | C |
| Legal Lot Number | 7 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | FREEPORT |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 950502 |
Source: Walton County records · APN 34-1S-19-23080-00C-0070
Assessment roll updated May 16, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 191 BOND RD, DEFUNIAK SPRINGS, FL 32435-6436 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 14, 2021 | Warranty Deed, Transfer · Conventional Mortgage COMMUNITY SOUTH CU |
| Jan 14, 2021 | Warranty Deed, Transfer · Conventional Mortgage COMMUNITY SOUTH CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 14, 2021 · Amount on Record |
| Deed Sale | Jan 14, 2021 · Amount on Record |
| Deed Document Number | 20212077 |
| Deed Book / Page | 3178 / 3630 |
| Prior Transfer Date | Nov 15, 2011 |
| Prior Transfer Doc | 0028784162 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jan 14, 2021 |
| Property Address | LAIRD DR, FREEPORT, FL 32439 |
| Document Number | 0031783630 |
| Book / Page | 3178 / 3630 |
| Map Reference | MB 3 PG 63 |
| Instrument Date | Jan 12, 2021 |
| Instrument | 20210002077 |
| Transaction Type | Transfer |
| Record Updated | Mar 09, 2021 |
| Title Company | BURKE LAW AND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $266.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 135 TERRACE DR, 135, NOBLESVILLE, IN 46060-1255 |
| Name | Verified Name |
|---|---|
| Address | 191 BOND RD, DEFUNIAK SPRINGS, FL 32435-6436 |
| Document Number | 31783634 |
|---|---|
| Date | Jan 14, 2021 |
| Instrument | 3178/3634 |
| Name | COMMUNITY SOUTH CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 01, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Type Change Date | Feb 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 6.75% |
| Max Rate At Change | 8.75% |
| Index | 1-Year CMT |
| Max Rate | 12.7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jan 14, 2021 |
| Property Address | 187 LAIRD DR, FREEPORT, FL 32439-4629 |
| Document Number | 0031783630 |
| Book / Page | 3178 / 3630 |
| Map Reference | MB 3 PG 63 |
| Instrument Date | Jan 12, 2021 |
| Instrument | 20210002077 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | BURKE LAW AND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $266.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 135 TERRACE DR, NOBLESVILLE, IN 46060-1255 |
| Name | Verified Name |
|---|---|
| Address | 191 BOND RD, DEFUNIAK SPRINGS, FL 32435-6436 |
| Document Number | 0031783634 |
|---|---|
| Date | Jan 14, 2021 |
| Instrument | 3178/3634 |
| Name | COMMUNITY SOUTH CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 01, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Type Change Date | Feb 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 6.75% |
| Max Rate At Change | 8.75% |
| Index | 1-Year CMT |
| Max Rate | 12.7% |
Source: Walton County records · Assessment roll updated May 16, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $361.00 (+44.4%) | $54,000 (+63.35%) Land $54,000 | $54,000 (+63.35%) Land $54,000 |
| 2024 | $250.00 (-9.09%) | ||
| 2023 | $275.00 (-12.14%) | $33,057 (-9.91%) Land $33,057 | $33,057 (-9.91%) Land $33,057 |
| 2022 | $313.00 | $36,694 Land $36,694 | $36,694 Land $36,694 |
Source: FEMA National Flood Hazard Layer as of June 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 126 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 126 in force |
| Nearby Flood Claims | 68 (1992–2021) |
| Claims Outside the SFHA | 7 of 68 |
| Most Recent Claim | Jun 2021 · other causes |
| Claims by Event |
|
| Wildfire Risk | Moderate above 65% of the US · above 42% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Wildstar Networks.
Based on FCC filings for 37 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTH BAY WATER SYSTEM serves 3,171 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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