187 Lacy Oak Dr, Buda, TX 78610 Property Records

Hays County property record for 187 Lacy Oak Dr, Buda, TX 78610

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,095 sqft · built 2018
Lot Size	0.263 acres (11,456 sqft)
Owner	2 Individual Names on Record
Last Sale	$587,400 (Aug 2021)
Tax Bill	$17,749 (2022)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`118407000B014002`

Property Details

APN / Parcel Number

Primary APN	`118407000B014002`
Alternative APN	`R155098`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,095 sqft Living Area
Gross Area	3,997 sqft
1st Floor Area	1,919 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stone
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,456 sqft (0.263 acres)
Garage Type	Attached
Garage Area	662 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	306 sqft

Location & Zoning

Account Number	R155098
Street Address	187 LACY OAK DR
City	BUDA
State	TX
Zip	78610-4430
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNFIELD PHASE TWO SEC NINE, BLOCK B, LOT 14, ACRES 0.263
Legal Subdivision	SUNFIELD PHASE TWO SEC NINE
Legal Phase	2
Legal Block	B
Legal Lot Number	14
Jurisdiction	HAYS TX
Township / Civil Division	KYLE-BUDA
Census Block Group	2
Census Block	2017
Census Tract	10923

Owner

Source: Hays County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	187 LACY OAK DR, BUDA, TX 78610-4430
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Vendor's Lien, Transfer · VA Mortgage SECURITY NATIONAL MORTGAGE CO
Aug 10, 2020	Vendor's Lien, Transfer · FHA Mortgage CORNERSTONE HOME LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2021 · Amount on Record
Deed Sale	Aug 9, 2021 · Amount on Record
Prior Sale	Aug 10, 2020 · Amount on Record
Deed Document Number	202143238
Prior Transfer Date	Aug 6, 2021
Prior Transfer Doc	0000043238
Record Updated	Oct 29, 2026

August 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HAYS TX
Recording Date	Aug 9, 2021
Property Address	187 LACY OAK DR, BUDA, TX 78610-4430
Document Number	0000043238
Map Reference	DOC 2017038447
Instrument Date	Aug 6, 2021
Instrument	21043238
Transaction Type	Transfer
Record Updated	Oct 5, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 LACY OAK DR, BUDA, TX 78610-4430

Mortgage

Document Number	0000043239
Date	Aug 9, 2021
Instrument	21043239

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HAYS TX
Recording Date	Aug 10, 2020
Property Address	187 LACY OAK DR, BUDA, TX 78610-4430
Document Number	0000033611
Map Reference	DOC 17038447
Instrument Date	Aug 7, 2020
Instrument	20033611
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	BEDROCK TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2401 FOUNTAIN VIEW DR STE 215, 2401, HOUSTON, TX 77057-4804

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 LACY OAK DR, BUDA, TX 78610-4430

Mortgage

Document Number	0000033612
Date	Aug 10, 2020
Instrument	20033612

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Hays County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hays County
Unified School District	Hays Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Veteran's exemption	$594,930 (-6.05%) Land $84,960 Building $509,970	$594,930 (-6.05%) Land $84,960 Building $509,970
2023		$633,260 Land $97,000 Building $536,260	$633,260 Land $97,000 Building $536,260
2022	$17,749.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 62% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOFORTH SUD serves 34,893 people · EPA ID TX1050019
Water Source	Purchased surface water from GBRA IH-35 TRANSMISSION MAIN
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35

May also be available: Verizon.

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