187 King Mountain Rd, Durango, CO 81303 Property Records

La Plata County property record for 187 King Mountain Rd, Durango, CO 81303

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,376 sqft · built 1998
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$1,175,000 (Oct 2021)
Tax Bill	$4,291 (2025)
Deeds & Mortgages	Oct 2021 Sale & Construction Loan Jan 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5661-271-06-004`

Property Details

APN / Parcel Number

Primary APN	`5661-271-06-004`
Alternative APN	`R020687`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,376 sqft Living Area
Gross Area	4,118 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Lot Area	130,680 sqft
Garage Type	Attached
Garage Area	742 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	77 sqft
Deck Area	Deck Area
Patio Area	460 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R020687
Street Address	187 KING MOUNTAIN RD
City	DURANGO
State	CO
Zip	81303-6496
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: KING MOUNTAIN EST BLOCK: 0 LOT: 62 RESUB OF RAFTER J 187 KING MOUNTAIN RD DURANGO 81303
Legal Subdivision	KING MOUNTAIN EST
Legal Block	3
Legal Lot Number	62
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	3
Census Block	3000
Census Tract	970701

Owner

187 King Mountain Rd is owned and occupied by two individuals who bought it in October 2021.

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	187 KING MOUNTAIN RD, DURANGO, CO 81303-6496
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Special Warranty Deed, Construction Loan · Construction Mortgage ROCKET MORTGAGE LLC
Jan 26, 2018	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Sep 16, 2020	Grant Deed, Transfer NOT AVAILABLE
Sep 16, 2020	Deed, Transfer · Conventional Mortgage WINGS FINANCIAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2021 · Amount on File
Deed Sale	Oct 28, 2021 · Amount on File
Prior Sale	Sep 16, 2020 · Amount on File
Deed Document Number	20211201490
Prior Transfer Date	Oct 26, 2012
Prior Transfer Doc	0001055796
Record Updated	Oct 29, 2026

October 2021: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Oct 28, 2021
Property Address	187 KING MOUNTAIN RD, DURANGO, CO 81303-6496
Document Number	0001201490
Map Reference	DOC 469354
Instrument Date	Oct 25, 2021
Instrument	1201490
Transaction Type	Construction Loan
Record Updated	Nov 4, 2021
Title Company	T TITLE DURANGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$117.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	187 KING MOUNTAIN RD, DURANGO, CO 81303-6496

Mortgage

Document Number	0001201491
Date	Oct 28, 2021
Instrument	1201491

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2028
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7%
Index	1-Year LIBOR
Margin	3
Max Rate	7%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	187 KING MOUNTAIN RD, DURANGO, CO 81303-6496
Transaction Type	Mortgage
Record Updated	Aug 19, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001139003
Date	Jan 26, 2018
Instrument	1139003

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Lending Institution
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LA PLATA CO
Recording Date	Sep 16, 2020
Property Address	187 KING MOUNTAIN RD, DURANGO, CO 81303-6496
Document Number	0001177729
Instrument Date	Sep 14, 2020
Instrument	1177729
Transaction Type	Transfer
Record Updated	Sep 23, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 KING MOUNTAIN RD DURANGO CO 813036496, DURANGO, CO 81303-6496

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	LA PLATA CO
Recording Date	Sep 16, 2020
Property Address	187 KING MOUNTAIN RD, DURANGO, CO 81303-6496
Document Number	0001177667
Map Reference	DOC 469354
Instrument Date	Sep 14, 2020
Instrument	1177667
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	TITEL DURANGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$75.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	187 KING MOUNTAIN RD, DURANGO, CO 81303-6496

Mortgage

Document Number	0001177668
Date	Sep 16, 2020
Instrument	1177668

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 187 King Mountain Rd was $4,291.

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$80,340 (+2.72%) Land $23,620 Building $56,720	$1,251,440 (-) Land $367,880 Building $883,560
2025	$4,291.00	$78,210 Land $22,990 Building $55,220	$1,251,440 Land $367,880 Building $883,560
2023	$2,532.00 (+32.91%)	$60,330 (+34.43%) Land $13,590 Building $46,740	$900,520 (+39.45%) Land $202,890 Building $697,630
2022	$1,905.00	$44,880 Land $14,960 Building $29,920	$645,780 Land $215,280 Building $430,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 187 King Mountain Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 187 King Mountain Rd is high, ranking above 86% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 90% of Colorado
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE DURANGO WA private · serves 1,577 people · EPA ID CO0134530
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018 Turbidity resolved · Oct 2018
Treatment and Procedure	No certified operator Jun 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Visionary Broadband Fixed Wireless	100 / 20
AlignTec Fixed Wireless	50 / 25

May also be available: AT&T, CenturyLink, T-Mobile, Verizon.

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