187 Key Ln, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 187 Key Ln, Pontotoc, MS 38863

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,241 sqft · built 1984
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Tax Bill	$847 (2025)
Deeds & Mortgages	Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`075-22-000-011.06`

Property Details

APN / Parcel Number

Primary APN	`075-22-000-011.06`
Alternative APN	`476`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	1,241 sqft Living Area
Flooring	Carpet
Interior Walls	Paneling
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport
Carport	Carport
Carport Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	476
Street Address	187 KEY LN
City	PONTOTOC
State	MS
Zip	38863-7426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 AC NW1/4 DB 552-26 11/92 562-102 2/12/93 627-176; 410-370; 422-163 470-251; 476-178; 546-53 20066262 11/28/06 20070460
Jurisdiction	PONTOTOC MS
Township / Civil Division	3
Census Block Group	3
Census Block	3024
Census Tract	950500

Owner

Source: Pontotoc County records, as of October 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	187 KEY LN, PONTOTOC, MS 38863-7426
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2007
Deed Sale	Feb 21, 2007
Deed Document Number	2007000880
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	187 KEY LN, PONTOTOC, MS 38863-7426
Transaction Type	Mortgage
Record Updated	Sep 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 KEY LN, PONTOTOC, MS 38863-7426

Mortgage

Document Number	2022003113
Date	Jul 22, 2022
Instrument	2022003113

Lender

Name	BANKPLUS
Type	Bank

Agreement

Amount	Amount Recorded
Term	85 Months
Due	Aug 5, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Pontotoc County
Unified School District	Pontotoc County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$847.00 Homeowner's exemption Disabled Person's exemption	$6,630 (-)	$66,120 (-) Land $7,550 Building $58,570
2023	$847.00 Homeowner's exemption Disabled Person's exemption	$6,630	$66,120 Land $7,550 Building $58,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 59% of Mississippi
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
North East Fiber Fiber	2,000 / 1,000