187 Kelley Rd, Orono, ME 04473 Property Records

Penobscot County and Orono Town property record for 187 Kelley Rd, Orono, ME 04473

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 643 sqft · built 1930
Lot Size	2.1 acres (91,476 sqft)
Owner	2 Individual Names on Record
Last Sale	$90,300 (Aug 2019)
Tax Bill	$2,836 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:025=000 L:007`

Property Details

APN / Parcel Number

Primary APN	`M:025=000 L:007`
Alternative APNs	`ORON M:025-000 L:007` `225`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	643 sqft Living Area
Gross Area	1,517 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	91,476 sqft (2.1 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	225
Street Address	187 KELLEY RD
City	ORONO
State	ME
Zip	04473-3426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	7
Jurisdiction	ORONO ME
Township / Civil Division	ORONO
Census Block Group	2
Census Block	2006
Census Tract	6200

Owner

Source: Penobscot County and Orono Town records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	187 KELLEY RD, ORONO, ME 04473-3426
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE
Aug 16, 2019	Warranty Deed, Transfer MAINSTREAM FINANCING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2019 · Amount on Record
Deed Sale	Aug 16, 2019 · Amount on Record
Deed Document Number	201924495
Deed Book / Page	15248 / 114
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORONO ME
Property Address	187 KELLEY RD, ORONO, ME 04473-3426
Transaction Type	Mortgage
Record Updated	Nov 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0162360157
Date	Oct 19, 2021
Book Page	16236/157
Instrument	35699

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORONO ME
Recording Date	Aug 16, 2019
Property Address	187 KELLEY RD, ORONO, ME 04473-3426
Document Number	0152480114
Book / Page	015248 / 000114
Instrument Date	Aug 16, 2019
Instrument	24495
Transaction Type	Transfer
Record Updated	Aug 30, 2019
Title Company	GATEWAY TITLE/ME

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	187 KELLEY RD ORONO ME 044733426, ORONO, ME 04473-3426

Mortgage

Document Number	152480116
Date	Aug 16, 2019
Book Page	015248/000116
Instrument	24496

Lender

Name	MAINSTREAM FINANCING
Type	Funding / Finance Company
Address	BANGOR, ME 04401

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2049

Interest

Rate Type	Adjustable Rate
Rate	6.75%

Mortgage

Document Number	152480136,
Date	Aug 16, 2019
Book Page	015248/000136
Instrument	24497

Lender

Name	MAINESTREAM FIN
Type	Funding / Finance Company
Address	BANGOR, ME 04401

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 15, 2034

Tax Assessment & Valuation

Source: Penobscot County and Orono Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Orono Town
Unified School District	Regional School Unit 26 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,836.00 (+1.72%)	$142,500 (+9.11%) Land $56,700 Building $85,800
2024	$2,788.00 (+0.29%)	$130,600 (+9.93%) Land $52,000 Building $78,600
2023	$2,780.00 (-1.66%)	$118,800 (-) Land $47,300 Building $71,500	$135,470
2022	$2,827.00	$118,800 Land $47,300 Building $71,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1987–2014)
Most Recent Claim	Apr 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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