187 Jacoby St, Maplewood, NJ 07040 Property Records

Essex County and Maplewood Township property record for 187 Jacoby St, Maplewood, NJ 07040

Property Summary

Property Type	Single Family Home
Details	1,296 sqft · built 1928
Lot Size	0.08 acres (3,498 sqft)
Owner	2 Individual Names on File
Last Sale	$136,500 (Nov 1997)
Tax Bill	$11,253 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2022 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-00047-02-00261-01`

Property Details

APN / Parcel Number

Primary APN	`11-00047-02-00261-01`
Alternative APNs	`11000470002002610001` `02802`

Interior

Stories	2 Stories
Building Area	1,296 sqft Living Area

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Construction Type	Frame
Lot Area	3,498 sqft (0.08 acres)
Lot Dimensions	100 ft deep x 35 ft wide

Location & Zoning

Account Number	02802
Street Address	187 JACOBY ST
City	MAPLEWOOD
State	NJ
Zip	07040-3305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2-4
Legal Description	35X100
Legal Subdivision	HILTON TERRACE
Legal Block	47.2
Legal Lot Number	261.1
Jurisdiction	ESSEX NJ
Township / Civil Division	MAPLEWOOD
Census Block Group	2
Census Block	2005
Census Tract	19700

Owner

187 Jacoby St is owned and occupied by two individuals who bought it in November 1997.

Source: Essex County and Maplewood Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	187 JACOBY ST, MAPLEWOOD, NJ 07040-3305
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Sep 9, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Sep 15, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 1997 · Amount on File
Deed Sale	Nov 7, 1997 · Amount on File
Deed Book / Page	5504 / 4
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	187 JACOBY ST, MAPLEWOOD, NJ 07040-3305
Transaction Type	Mortgage
Record Updated	Jan 29, 2026
Title Company	UNKNOWN, ROCKET CLOSE LLC RESIDENTIAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 JACOBY ST, MAPLEWOOD, NJ 07040-3305

Mortgage

Document Number	0000081327
Date	Dec 30, 2025
Instrument	2025081327

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Min Rate At Change	3.99%
Max Rate At Change	5.99%
Index	1-Year T-Bill
Margin	2
Max Rate	5.99%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	187 JACOBY ST, MAPLEWOOD, NJ 07040-3305
Transaction Type	Mortgage
Record Updated	Oct 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000082585
Date	Sep 9, 2022
Instrument	2022082585

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	176 Months
Due	May 1, 2037

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	187 JACOBY ST, MAPLEWOOD, NJ 07040-3305
Transaction Type	Mortgage
Record Updated	Oct 7, 2021
Title Company	PUNCTUAL ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021112597
Date	Sep 15, 2021
Instrument	2021112597

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 187 Jacoby St was $11,253, up 3.8% from the year before.

Source: Essex County and Maplewood Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Maplewood Township
Unified School District	South Orange-Maplewood School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$468,700 (-) Land $194,000 Building $274,700	$468,700 (-) Land $194,000 Building $274,700
2025	$11,253.00 (+3.8%)	$468,700 Land $194,000 Building $274,700	$468,700 Land $194,000 Building $274,700
2024	$10,841.00
2023		$298,300 Land $135,000 Building $163,300	$298,300 Land $135,000 Building $163,300
2022	$10,518.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 187 Jacoby St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 187 Jacoby St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 824 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Nearby Properties on Jacoby St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures