Passaic County and Wayne Township property record for 187 Indian Rd, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 1,428 sqft · built 1956 |
| Lot Size | 0.994 acres (43,299 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $12,380 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-04304-0000-00009 |
| Primary APN | 14-04304-0000-00009 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,428 sqft Living Area |
|---|
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch |
| Lot Area | 43,299 sqft (0.994 acres) |
| Old Parcel Number | 1400669F00006 |
|---|---|
| Street Address | 187 INDIAN RD |
| City | WAYNE |
| State | NJ |
| Zip | 07470-4913 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 4304 |
| Legal Lot Number | 9 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 246002 |
Source: Passaic County and Wayne Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 187 INDIAN RD, WAYNE, NJ 07470-4913 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 24, 2017 | Deed of Trust, Mortgage · Commercial Mortgage HIGHLANDS STATE BANK |
| Sep 21, 2020 | Deed of Trust, Mortgage · Commercial Mortgage LAKELAND BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 8, 2008 |
| Transfer Doc | 0000002890 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 187 INDIAN RD, WAYNE, NJ 07470-4913 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000034844 |
|---|---|
| Date | Jul 24, 2017 |
| Instrument | 2017034844 |
| Name | HIGHLANDS STATE BANK |
|---|---|
| Type | Bank |
| Address | VERNON, NJ 07462 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 187 INDIAN RD, WAYNE, NJ 07470-4913 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000046330 |
|---|---|
| Date | Sep 21, 2020 |
| Book Page | M16438/252 |
| Instrument | 2020046330 |
| Name | LAKELAND BANK |
|---|---|
| Type | Bank |
| Address | OAK RIDGE, NJ 07438 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $206,400 (-) Land $118,100 Building $88,300 | $206,400 (-) Land $118,100 Building $88,300 | |
| 2025 | $12,380.00 (+0.88%) | $206,400 (-) Land $118,100 Building $88,300 | $206,400 (-) Land $118,100 Building $88,300 |
| 2024 | $12,272.00 (+5.17%) | ||
| 2023 | $206,400 Land $118,100 Building $88,300 | $206,400 Land $118,100 Building $88,300 | |
| 2022 | $11,669.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1983–2005) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2005 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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