Schoharie County and Cobleskill Town property record for 187 Howes Cave Rd, Howes Cave, NY 12092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,552 sqft · built 1885 |
| Lot Size | 1.7 acres (74,052 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $19,000 (Jan 2018) |
| Tax Bill | $1,446 (2026) |
| Deeds & Mortgages | Jan 2018 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 432689 58.-2-20 |
| Primary APN | 432689 58.-2-20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,552 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| 2nd Floor Area | 512 sqft |
| Year Built | Built 1885 |
|---|---|
| Effective Year Built | Effective 1885 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 74,052 sqft (1.7 acres) |
| Lot Width | 825 ft Width |
| Garage Type | Detached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 320 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 435J100510 |
|---|---|
| Street Address | 187 HOWES CAVE RD |
| City | HOWES CAVE |
| State | NY |
| Zip | 12092-1802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | HOUSE GARAGE ATT |
| Legal Block | 2 |
| Legal Lot Number | 20.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | COBLESKILL |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 740200 |
Source: Schoharie County and Cobleskill Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 88, CARLISLE, NY 12031-0088 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 3, 2018 · Amount on Record |
| Deed Sale | Jan 3, 2018 · Amount on Record |
| Prior Sale | Oct 27, 2003 · Amount on Record |
| Deed Document Number | 2018730177 |
| Deed Book / Page | 1061 / 81 |
| Prior Transfer Date | Sep 20, 2017 |
| Prior Transfer Doc | 1061/081 |
| Record Updated | Oct 29, 2026 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Jan 3, 2018 |
| Property Address | 187 HOWES CAVE RD, HOWES CAVE, NY 12092-1802 |
| Document Number | 1061/081 |
| Book / Page | 1061 / 081 |
| Instrument Date | Sep 20, 2017 |
| Instrument | 000000730177 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 138 KARKE RD, CARLISLE, NY 12031 |
Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Cobleskill Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,446.00 (+6.09%) | ||
| 2025 | $1,363.00 (+2.79%) | $30,000 (-) Land $12,800 Building $17,200 | $61,224 (+16.32%) Land $26,122 Building $35,102 |
| 2023 | $30,000 Land $12,800 Building $17,200 | $52,632 Land $22,456 Building $30,176 | |
| 2020 | $1,326.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (1996–2011) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| MIDTEL Fiber | 500 / 100 |
May also be available: Verizon.
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