187 Elan Ln NW, Harper, TX 78631 Property Records

Kerr County property record for 187 Elan Ln NW, Harper, TX 78631

Property Summary

Property TypeWildlife Refuge
Lot Size5.35 acres (233,046 sqft)
OwnerIndividual Name on Record
Last Sale$195,776 (Jan 2025)
Tax Bill$5 (2025)
Deeds & MortgagesJan 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN3070-0000-005600

Property Details

APN / Parcel Number

Primary APN3070-0000-005600
Alternative APN
  • 542456

Exterior

Lot Area233,046 sqft (5.35 acres)

Location & Zoning

Account Number3070-0000-005600
Street Address187 ELAN LN NW
CityHARPER
StateTX
Zip78631-2141
Property CategoryPublic Works
Property TypePublic Works > Wildlife Refuge
Legal DescriptionAPACHE TRACE LOT 56 ACRES 5.35
Legal SubdivisionAPACHE TRACE
Legal Lot Number56
JurisdictionKERR TX
Township / Civil DivisionINGRAM
Census Block Group1
Census Block1000
Census Tract960304

Owner

Source: Kerr County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address937 MYRTA ST, KERRVILLE, TX 78028-3306
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 9, 2025 · Amount on Record
Deed SaleJan 9, 2025 · Amount on Record
Deed Document Number2025295
Record UpdatedOct 29, 2026

January 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionKERR TX
Recording DateJan 9, 2025
Property Address187 ELAN LN NW, HARPER, TX 78631-2141
Document Number0025000295
Map ReferenceFILE 23-00409
Instrument DateJan 9, 2025
Instrument25-000295
Transaction TypeTransfer
Record UpdatedJan 21, 2026
Title CompanyKERRVILLE TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address937 MUSTEA, KERRVILLE, TX 78028

Mortgage

Document Number0025000296
DateJan 9, 2025
Instrument25-000296
Lender
NameCENTENNIAL BANK
TypeBank
AddressCONWAY, AR 72033
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 1, 2040
Interest
Rate TypeAdjustable Rate
Rate9.5%
AdjustableAdjustable Rate Rider
Type Change DateFeb 1, 2030
Change FrequencyAnnually
Min Rate At Change7.5%
Max Rate At Change11.5%
Max Rate15.5%

Tax Assessment & Valuation

Source: Kerr County assessment roll, as of October 30, 2025

Property Jurisdictions

TypeName
StateTexas
CountyKerr County
Unified School DistrictHarper Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5.00 (+15%)$490 Land $490$94,438 Land $94,438
2024$2.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · above 40% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
VTX Communications
Fixed Wireless · Fiber in parts of the area
940 / 940
Hill Country Telecommunications
Fixed Wireless
300 / 50

May also be available: Nextlink, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Elan Ln NW

Nearby Streets

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