187 Eagle Creek Rd, Moyock, NC 27958 Property Records

Currituck County property record for 187 Eagle Creek Rd, Moyock, NC 27958

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,181 sqft · built 2000
Lot Size	0.324 acres (14,113 sqft)
Owner	Individual Name on File
Last Sale	$259,000 (May 2018)
Tax Bill	$1,717 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8031-41-9962`

Property Details

APN / Parcel Number

Primary APN	`8031-41-9962`
Alternative APNs	`015A00000510000` `000147783` `8031-41`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,181 sqft Total Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	14,113 sqft (0.324 acres)
Lot Dimensions	15.7 ft deep x 9 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000147783
Street Address	187 EAGLE CREEK RD
City	MOYOCK
State	NC
Zip	27958-9402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	EAGLE CREEK LOT 51
Legal Subdivision	EAGLE CREEK
Legal Lot Number	51
Jurisdiction	CURRITUCK NC
Township / Civil Division	MOYOCK
Census Block Group	1
Census Block	1008
Census Tract	110201

Owner

187 Eagle Creek Rd is owned and occupied by an individual who bought it in May 2018.

Source: Currituck County records, as of July 13, 2026

Owner of Record	Individual Name on File
Mailing Address	187 EAGLE CREEK RD, MOYOCK, NC 27958-9402
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2022	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Oct 12, 2020	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Feb 4, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Feb 4, 2020	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK
May 25, 2018	Warranty Deed, Transfer · FHA Mortgage TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2018 · Amount on File
Deed Sale	May 25, 2018 · Amount on File
Prior Sale	Oct 27, 2016 · Amount on File
Deed Document Number	2018336171
Deed Book / Page	1445 / 360
Prior Transfer Date	Mar 24, 2014
Prior Transfer Doc	0012850055
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	187 EAGLE CREEK RD, MOYOCK, NC 27958-9402
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 EAGLE CREEK RD, MOYOCK, NC 27958-9402

Mortgage

Document Number	0016880750
Date	Apr 8, 2022
Book Page	1688/750
Instrument	374910

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	187 EAGLE CREEK RD, MOYOCK, NC 27958-9402
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015670426
Date	Oct 12, 2020
Book Page	1567/426
Instrument	356031

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	353 Months
Due	Mar 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	187 EAGLE CREEK RD, MOYOCK, NC 27958-9402
Document Number	0015220410
Instrument Date	Feb 4, 2020
Transaction Type	Mortgage
Record Updated	Mar 13, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 EAGLE CREEK RD MOYOCK NC 279589402, MOYOCK, NC 27958-9402

Mortgage

Document Number	0015220410
Date	Feb 28, 2020
Book Page	001522/000410
Instrument	349404

Lender

Name	HUD-HOUSING/URBAN DEV
Address	541 7TH ST SW, WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2050

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CURRITUCK NC
Property Address	187 EAGLE CREEK RD, MOYOCK, NC 27958-9402
Document Number	0015250217
Instrument Date	Feb 4, 2020
Transaction Type	Mortgage
Record Updated	Jun 18, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 EAGLE CREEK RD MOYOCK NC 279589402, MOYOCK, NC 27958-9402

Mortgage

Document Number	0015250217
Date	Mar 16, 2020
Book Page	001525/000217
Instrument	349819

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 15, 2050

Interest

Rate	3.75%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	May 25, 2018
Property Address	187 EAGLE CREEK RD, MOYOCK, NC 27958-9402
Document Number	0014450360
Book / Page	1445 / 360
Map Reference	CAB F SL350-353
Instrument Date	May 14, 2018
Instrument	336171
Transaction Type	Transfer
Record Updated	Feb 9, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$518.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 100, CURRITUCK, NC 27929-0100

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 EAGLETON CIR, MOYOCK, NC 27958-9046

Mortgage

Document Number	336172
Date	May 25, 2018
Instrument	336172

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 187 Eagle Creek Rd was $1,717, down 0.2% from the year before.

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,717.00 (-0.17%)	$275,600 (-) Land $51,000 Building $224,600
2024	$1,720.00 (+9.41%)	$275,600 (-) Land $51,000 Building $224,600
2023	$1,572.00 (+17.84%)	$275,600 (-) Land $51,000 Building $224,600	$275,600 (-) Land $51,000 Building $224,600
2022	$1,334.00	$275,600 Land $51,000 Building $224,600	$275,600 (-) Land $51,000 Building $224,600
2021			$275,600 Land $51,000 Building $224,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 187 Eagle Creek Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 68 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	68 in force
Nearby Flood Claims	3 (2009–2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 187 Eagle Creek Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless	1,000 / 50
Cox Communications Fiber	1,000 / 35

May also be available: Brightspeed, Verizon.

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