187 E Union St, Ashland, MA 01721 Property Records

Middlesex County and Ashland Town property record for 187 E Union St, Ashland, MA 01721

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1955
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (May 2014)
Tax Bill	$7,685 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Mar 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:014/015.0-0243-0000.0`

Property Details

APN / Parcel Number

Primary APN	`M:014/015.0-0243-0000.0`
Alternative APN	`ASHL M:015.0 B:0243 L:0000.0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,344 sqft Living Area
1st Floor Area	768 sqft
Basement Area	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1998
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	187 E UNION ST
City	ASHLAND
State	MA
Zip	01721-1776
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	243
Jurisdiction	ASHLAND MA
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1010
Census Tract	385204

Owner

Source: Middlesex County and Ashland Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	187 E UNION ST, ASHLAND, MA 01721-1776
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Mar 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Jul 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUAD CTY BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2014 · Amount on Record
Deed Sale	May 23, 2014 · Amount on Record
Prior Sale	Dec 9, 2013 · Amount on Record
Deed Book / Page	63653 / 473
Transfer Doc	0000102168
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHLAND MA
Property Address	187 E UNION ST, ASHLAND, MA 01721-1776
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084766-337
Date	Oct 22, 2025
Book Page	84766/337
Instrument	128088

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2045

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHLAND MA
Property Address	187 E UNION ST, ASHLAND, MA 01721-1776
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077244-291
Date	Mar 16, 2021
Book Page	77244/291
Instrument	58943

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHLAND MA
Property Address	187 E UNION ST, ASHLAND, MA 01721-1776
Document Number	72945-191
Instrument Date	Jul 12, 2019
Transaction Type	Mortgage
Record Updated	Aug 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	187 E UNION ST ASHLAND MA 017211776, ASHLAND, MA 01721-1776

Mortgage

Document Number	72945-191
Date	Jul 18, 2019
Book Page	072945/000191
Instrument	102426

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2049

Tax Assessment & Valuation

Source: Middlesex County and Ashland Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Ashland Town
Unified School District	Ashland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,685.00 (+3.29%)	$601,800 (+7.1%) Land $215,900 Building $385,900	$601,445 (+0.57%)
2024	$7,440.00 (+8.57%)	$561,900 (+12.9%) Land $215,900 Building $346,000	$598,025
2023	$6,853.00	$497,700 Land $205,600 Building $292,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Dec 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER AND SEWER DEPT. serves 18,832 people · EPA ID MA3014000
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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