187 E Shore Rd, Delanson, NY 12053 Property Records

Schenectady County and Duanesburg Town property record for 187 E Shore Rd, Delanson, NY 12053

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,662 sqft · built 1877
Lot Size	3.42 acres (148,975 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Jun 2026)
Tax Bill	$6,977 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Oct 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`422001 75.28-2-15.1`

Property Details

APN / Parcel Number

Primary APN	`422001 75.28-2-15.1`
Alternative APNs	`200107502800020150000000` `422001 75.28-2-15`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,662 sqft Living Area
1st Floor Area	1,026 sqft
2nd Floor Area	433 sqft
Upper Floors Area	203 sqft

Exterior

Year Built	Built 1877
Effective Year Built	Effective 1877
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	148,975 sqft (3.42 acres)

Exterior Amenities

Porch	Porch
Porch Area	182 sqft
Shed	1 Shed
Shed Area	166 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	187 E SHORE RD
City	DELANSON
State	NY
Zip	12053-3111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	HL
Legal Block	2
Legal Lot Number	15.001
Jurisdiction	SCHENECTADY NY
Township / Civil Division	DUANESBURG
Census Block Group	4
Census Block	4031
Census Tract	33102

Owner

Source: Schenectady County and Duanesburg Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11 WASHINGTON RD, SCHENECTADY, NY 12302-2412
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Warranty Deed, Transfer · Conventional Mortgage ARROW AMERICAN BANK
Oct 16, 2024	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Jun 23, 2021	Deed of Trust, Mortgage · Line of Credit NBT BANK NATIONAL ASSOCIATION
May 20, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2026 · Amount on Record
Deed Sale	Jun 25, 2026 · Amount on Record
Prior Sale	Oct 16, 2024 · Amount on Record
Deed Document Number	202614478
Deed Book / Page	2174 / 569
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jun 25, 2026
Property Address	187 E SHORE RD, DELANSON, NY 12053-3111
Document Number	0000014478
Book / Page	2174 / 569
Instrument Date	Jun 16, 2026
Instrument	202614478
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	SMPR TITLE AGENCY INC, SMPR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$191,900.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 WASHINGTON RD, SCHENECTADY, NY 12302-2412

Mortgage

Document Number	0000014480,
Date	Jun 25, 2026
Instrument	202614480

Lender

Name	ARROW AMERICAN BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000014479,
Date	Jun 25, 2026
Instrument	202614479

Lender

Name	ARROW AMERICAN BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	30 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Oct 16, 2024
Property Address	187 E SHORE RD, DELANSON, NY 12053-3111
Document Number	0000061576
Book / Page	2139 / 996
Instrument Date	Oct 4, 2024
Instrument	202461576
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	3G TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	144 STREVY LN, AMSTERDAM, NY 12010-8339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8600 THACKERY ST APT 162, 162, DALLAS, TX 75225-3905

Mortgage

Document Number	0000061577
Date	Oct 16, 2024
Instrument	202461577

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	187 E SHORE RD, DELANSON, NY 12053-3111
Transaction Type	Mortgage
Record Updated	Mar 14, 2023
Title Company	INDEPENDENT TITLE AGENCY, INDEPENDENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 E SHORE RD, DELANSON, NY 12053-3111

Mortgage

Document Number	0000029534
Date	Jun 23, 2021
Book Page	5113/28
Instrument	202129534

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank
Address	NORWICH, NY 13815

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	May 20, 2022
Property Address	187 E SHORE RD, DELANSON, NY 12053-3111
Document Number	0000027093
Book / Page	2085 / 125
Instrument Date	May 11, 2022
Instrument	202227093
Transaction Type	Transfer
Record Updated	Mar 14, 2023
Title Company	LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,232.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	187 E SHORE RD, DELANSON, NY 12053-3111

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 KAINE TER, ALBANY, NY 12208-1215

Mortgage

Document Number	0000027094
Date	May 20, 2022
Instrument	202227094

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Schenectady County and Duanesburg Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Duanesburg Town
Municipality	Delanson Village
Unified School District	Duanesburg Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,977.00 (-7.75%) Disabled Person's exemption Veteran's exemption
2025	$7,563.00	$68,000 (+46.24%) Land $5,500 Building $62,500	$323,810 (+63.65%) Land $26,191 Building $297,619
2023		$46,500 Land $5,500 Building $41,000	$197,872 Land $23,404 Building $174,468

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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