187 E Orchard St, Elmhurst, IL 60126 Property Records

DuPage County property record for 187 E Orchard St, Elmhurst, IL 60126

Property Summary

Property Type	Single Family Home
Details	4,870 sqft · built 2003
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,960,000 (Dec 2025)
Tax Bill	$31,820 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Feb 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-12-108-021`

Property Details

APN / Parcel Number

Primary APN	`06-12-108-021`

Interior

Stories	2 Stories
Building Area	4,870 sqft Living Area
Gross Area	7,143 sqft
1st Floor Area	2,273 sqft
2nd Floor Area	2,597 sqft
Basement Area	2,273 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick
Construction Type	Brick
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	22.7 ft deep x 6.4 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	187 E ORCHARD ST
City	ELMHURST
State	IL
Zip	60126-4063
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	CHERRY FARM ADD W 64 FT
Legal Subdivision	CHERRY FARM ADD
Legal Block	7
Legal Lot Number	3
Jurisdiction	DU PAGE IL
Township / Civil Division	YORK
Census Block Group	3
Census Block	3008
Census Tract	844002

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1S540 LEWIS AVE, LOMBARD, IL 60148-5088
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Deed, Transfer · Conventional Mortgage SOFI BANK NA
Feb 7, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Feb 4, 2022	Intrafamily Transfer, Transfer ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2025 · Amount on Record
Deed Sale	Dec 19, 2025 · Amount on Record
Prior Sale	Nov 4, 2003 · Amount on Record
Deed Document Number	202582322
Prior Transfer Date	Jan 27, 2022
Prior Transfer Doc	0000013274
Record Updated	Sep 20, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	DU PAGE IL
Recording Date	Dec 19, 2025
Property Address	187 E ORCHARD ST, ELMHURST, IL 60126-4063
Document Number	0000082322
Map Reference	DOC 90901
Instrument Date	Nov 6, 2025
Instrument	R2025-082322
Transaction Type	Transfer
Record Updated	Jan 8, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	187 E ORCHARD ST, ELMHURST, IL 60126-4063

Mortgage

Document Number	0000082323
Date	Dec 19, 2025
Instrument	R2025-082323

Lender

Name	SOFI BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.37%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	187 E ORCHARD ST, ELMHURST, IL 60126-4063
Transaction Type	Mortgage
Record Updated	Feb 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 E ORCHARD ST, ELMHURST, IL 60126-4063

Mortgage

Document Number	0000014010
Date	Feb 7, 2022
Instrument	R2022-014010

Lender

Name	US BANK NA
Type	Bank
Address	DEERFIELD, IL 60015

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Dec 5, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DU PAGE IL
Recording Date	Feb 4, 2022
Property Address	187 E ORCHARD ST, ELMHURST, IL 60126-4063
Document Number	0000013274
Map Reference	DOC 90901
Instrument Date	Jan 27, 2022
Instrument	R2022-013274
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	187 E ORCHARD ST, ELMHURST, IL 60126-4063

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	York Township
Municipality	Elmhurst City
Unified School District	Elmhurst School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$31,820.00 (+3.7%)	$557,807 (+7.86%) Land $166,271 Building $391,536	$1,673,421 (+7.86%) Land $498,813 Building $1,174,608
2024	$30,684.00 (+11.53%) Homeowner's exemption	$517,158 (+12.5%) Land $154,154 Building $363,004	$1,551,474 (+12.5%) Land $462,462 Building $1,089,012
2022	$27,512.00 Homeowner's exemption	$459,710 Land $137,030 Building $322,680	$1,379,130 Land $411,090 Building $968,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELMHURST serves 45,000 people · EPA ID IL0430350
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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