187 E Main St, Penns Grove, NJ 08069 Property Records

Salem County and Penns Grove Borough property record for 187 E Main St, Penns Grove, NJ 08069

Property Summary

Property Type	Single Family Home
Details	870 sqft · built 1930
Lot Size	0.075 acres (3,267 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (May 2025)
Tax Bill	$3,406 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-00035-0000-00015`

Property Details

APN / Parcel Number

Primary APN	`08-00035-0000-00015`
Alternative APN	`080003500015`

Interior

Building Area	870 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	3,267 sqft (0.075 acres)
Lot Dimensions	22 ft deep x 5 ft wide

Location & Zoning

Street Address	187 E MAIN ST
City	PENNS GROVE
State	NJ
Zip	08069-1807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	STATE/NEW JERSEY
Legal Block	35
Legal Lot Number	15
Jurisdiction	SALEM NJ
Township / Civil Division	PENNS GROVE
Census Block Group	2
Census Block	2033
Census Tract	20200

Owner

187 E Main St is owned and occupied by an individual who bought it in May 2025.

Source: Salem County and Penns Grove Borough records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	187 E MAIN ST, PENNS GROVE, NJ 08069-1807
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Oct 13, 2020	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2025 · Amount on File
Deed Sale	May 14, 2025 · Amount on File
Prior Sale	Jul 7, 2021 · Amount on File
Deed Document Number	20254076
Deed Book / Page	4728 / 1036
Record Updated	Oct 29, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SALEM NJ
Recording Date	Jul 7, 2021
Property Address	187 E MAIN ST, PENNS GROVE, NJ 08069-1807
Document Number	0045951158
Book / Page	4595 / 1158
Instrument Date	Jul 6, 2021
Instrument	2021007834
Transaction Type	Transfer
Record Updated	Jul 21, 2021
Title Company	RELIANT LAND SERVICES LLC, RELIANT LAND SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	187 E MAIN ST, 187, PENNS GROVE, NJ 08069-1807

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 E MAIN ST, PENNS GROVE, NJ 08069-1807

Mortgage

Document Number	2021007835
Date	Jul 7, 2021
Instrument	2021007835

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM NJ
Property Address	187 E MAIN ST, PENNS GROVE, NJ 08069-1807
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 E MAIN ST, PENNS GROVE, NJ 08069-1807

Mortgage

Document Number	0045650106
Date	Oct 13, 2020
Book Page	4565/106
Instrument	2020008218

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	339 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 187 E Main St was $3,406, up 1.9% from the year before.

Source: Salem County and Penns Grove Borough assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Salem County
Municipality	Penns Grove Borough
Unified School District	Penns Grove-Carneys Point Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,300 (-) Land $15,400 Building $44,900	$60,300 (-) Land $15,400 Building $44,900
2025	$3,406.00 (+1.85%)	$60,300 Land $15,400 Building $44,900	$60,300 Land $15,400 Building $44,900
2024	$3,344.00
2023		$60,300 Land $15,400 Building $44,900	$60,300 Land $15,400 Building $44,900
2022	$3,115.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 187 E Main St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective June 27, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1980–1993)
Most Recent Claim	Mar 1993 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 187 E Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - PENNS GROVE private · serves 14,406 people · EPA ID NJ1707001
Water Source	Purchased surface water from NJ AMERICAN WATER - LOGAN
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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