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187 E Main St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 187 E Main St, Chicopee, MA 01020 · Last verified April 2026

Property Summary

Property TypeResidential Multi-Family (5+ Units)
Details3 bd · 1.5 ba · 2,318 sqft · built 1931
Lot Size0.431 acres (18,780 sqft)
OwnerIndividual Name on File
Last Sale$495,000 (Dec 2025)
Tax Bill$5,329 (2025)
Deeds & MortgagesSep 2025 Mortgage
Dec 2025 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN175-00048

Property Details

APN / Parcel Number

Primary APN175-00048
Alternative APN
  • CHIC M:0175 P:00048

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Units2 Units
Stories2 Stories
Building Area2,318 sqft Living Area
Gross Area3,296 sqft
Basement Area912 sqft
Unfinished Basement912 sqft

Exterior

Year BuiltBuilt 1931
Effective Year BuiltEffective 1931
Lot Area18,780 sqft (0.431 acres)
Total Buildings2 Buildings

Location & Zoning

Account Number175-00048
Street Address187 E MAIN ST
CityCHICOPEE
StateMA
Zip01020-3689
Property CategoryResidential
Property TypeResidential > Multi-Unit > Residential Multi-Family (5+ Units)
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group1
Census Block1004
Census Tract810700

Owner

Source: Hampden County and Chicopee City records · APN 175-00048

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address187 E MAIN ST, UIT, CHICOPEE, MA 01020-3689
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2025Deed of Trust, Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Dec 22, 2025Quit Claim Deed, Transfer · Conventional Mortgage
WESTFIELD BANK FSB
Aug 10, 2020Quit Claim Deed, Transfer · FHA Mortgage
NORCOM MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 22, 2025 · Amount on Record
Deed SaleDec 22, 2025 · Amount on Record
Prior SaleAug 10, 2020 · Amount on Record
Deed Book / Page26161 / 317
Transfer Doc2015000586
Record UpdatedJun 08, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address187 E MAIN ST, CHICOPEE, MA 01020-3689
Transaction TypeMortgage
Record UpdatedFeb 09, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0026035-35
DateSep 22, 2025
Book Page26035/35
Instrument44543
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
AmountAmount Recorded
Term301 Months
DueOct 01, 2050

December 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHICOPEE MA
Recording DateDec 22, 2025
Property Address187 E MAIN ST, CHICOPEE, MA 01020-3689
Document Number026161-317
Book / Page26161 / 317
Instrument DateDec 19, 2025
Instrument61850
Transaction TypeTransfer
Record UpdatedFeb 09, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address187 E MAIN ST # UIT, UIT, CHICOPEE, MA 01020-3689

Mortgage

Document Number0000061851
DateDec 22, 2025
Instrument61851
Lender
NameWESTFIELD BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term349 Months
DueJan 01, 2055

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHICOPEE MA
Recording DateAug 10, 2020
Property Address187 E MAIN ST, CHICOPEE, MA 01020-3689
Document Number023356-446
Book / Page23356 / 446
Instrument DateAug 04, 2020
Instrument43571
Transaction TypeTransfer
Record UpdatedApr 08, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address9 MAPLE ST, SOUTH HADLEY, MA 01075-2721

Mortgage

Document Number0000043572
DateAug 10, 2020
Instrument43572
Lender
NameNORCOM MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,329.00 (+13.14%)$351,500 (+10.15%) Land $94,700 Building $256,800$327,750
2024$4,710.00 (+7.12%)$319,100 (+9.96%) Land $92,900 Building $226,200
2023$4,397.00$290,200 Land $84,500 Building $205,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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