1. Home
  2. Ohio
  3. Montgomery County
  4. Dayton
  5. E Franklin St

187 E Franklin St, Dayton, OH 45459 Property Records

Montgomery County property record for 187 E Franklin St, Dayton, OH 45459

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,021 sqft · built 1949
Lot Size0.51 acres (22,216 sqft)
OwnerIndividual Name on Record
Last Sale$198,900 (Jan 2018)
Tax Bill$4,351 (2024)
Deeds & MortgagesJan 2020 Mortgage
Jan 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNO68 00101 0029

Property Details

APN / Parcel Number

Primary APNO68 00101 0029

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,021 sqft Living Area
1st Floor Area763 sqft
Family RoomFamily Room
Fireplaces3 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1949
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Lot Area22,216 sqft (0.51 acres)
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area308 sqft
Deck Area160 sqft
Patio Area160 sqft

Utilities, Heating & Cooling

Heating SystemCentral
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address187 E FRANKLIN ST
CityDAYTON
StateOH
Zip45459-5954
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description6-2-25 1-1-44
Legal Lot Number29
JurisdictionMONTGOMERY OH
Township / Civil DivisionWASHINGTON
Census Block Group2
Census Block2001
Census Tract40302

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address187 E FRANKLIN ST, DAYTON, OH 45459-5954
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2020Deed of Trust, Mortgage · VA Mortgage
UNION SVGS
Jan 17, 2018Grant Deed, Transfer · VA Mortgage
UNION SVGS
Sep 11, 2017Affidavit of Death, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 17, 2018 · Amount on Record
Deed SaleJan 17, 2018 · Amount on Record
Prior SaleSep 11, 2017
Deed Document Number2018-00003168
Record UpdatedJun 8, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY OH
Property Address187 E FRANKLIN ST, DAYTON, OH 45459-5954
Document Number0000007280
Instrument DateJan 21, 2020
Transaction TypeMortgage
Record UpdatedFeb 20, 2020
Title CompanyLANDMARK TITLE AGENCY SOUTH INC, LANDMARK TITLE AGCY SOUTH INC

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address187 E FRANKLIN ST DAYTON OH 454595954, DAYTON, OH 45459-5954

Mortgage

Document Number0000007280
DateJan 30, 2020
Instrument7280
Lender
NameUNION SVGS
TypeFederal Savings Bank
AddressCINCINNATI, OH 45249
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 29, 2050

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTGOMERY OH
Recording DateJan 17, 2018
Property Address187 E FRANKLIN ST, DAYTON, OH 45459-5954
Document Number0000003168
Instrument DateDec 14, 2017
Instrument3168
Transaction TypeTransfer
Record UpdatedJun 15, 2018
Title CompanyLANDMARK TITLE AGENCY SOUTH INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$596.70
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address187 E FRANKLIN ST DAYTON OH 454595954, DAYTON, OH 45459-5954

Mortgage

Document Number3180
DateJan 17, 2018
Instrument3180
Lender
NameUNION SVGS
TypeFederal Savings Bank
AddressCINCINNATI, OH 45249
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 16, 2048

September 2017: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionMONTGOMERY OH
Recording DateSep 11, 2017
Property Address187 E FRANKLIN ST, DAYTON, OH 45459-5954
Document Number0000053064
Instrument DateSep 7, 2017
Instrument53064
Transaction TypeTransfer
Record UpdatedJun 15, 2018

Transaction

Tax$0.00
Additional
  • Partial Interest
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address187 E FRANKLIN ST DAYTON OH 454595954, DAYTON, OH 45459-5954

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyMontgomery County
County SubdivisionWashington Township
MunicipalityCenterville City
Unified School DistrictCenterville City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$68,550 (-) Land $15,230 Building $53,320
2024$4,351.00 (+9.16%)
2023$3,986.00 (+2.28%)$68,550 (+28.97%) Land $15,230 Building $53,320$195,860 (+29%) Land $43,510 Building $152,350
2022$3,897.00$53,150 Land $11,810 Building $41,340
2020$151,830 Land $33,730 Building $118,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2000)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 2000 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY COUNTY WATER SERVICES 1 PWS
serves 150,207 people · EPA ID OH5701315
Water SourcePurchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
altafiber Network Solutions
Fiber		3,000 / 3,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

Nearby Properties on E Franklin St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures