Fairfield County property record for 187 E Allen St, Lancaster, OH 43130
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,698 sqft · built 1900 |
| Lot Size | 0.054 acres (2,361 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $220,000 (Jan 2026) |
| Tax Bill | $5,229 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Sep 2021 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-32090-900 |
| Primary APN | 05-32090-900 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,698 sqft Living Area |
| Gross Area | 1,878 sqft |
| 1st Floor Area | 789 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Old Style |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 2,361 sqft (0.054 acres) |
| Lot Dimensions | 59 ft deep x 40 ft wide |
| Garage Type | Attached |
| Garage Area | 180 sqft |
| Porch | Open Frame Porch |
| Porch Area | 220 sqft |
| Patio Area | 30 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 187 E ALLEN ST |
|---|---|
| City | LANCASTER |
| State | OH |
| Zip | 43130-2514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | G W H SMITH ADD PT LOT 9 |
| Legal Subdivision | G W H SMITH ADD |
| Legal Lot Number | 9 |
| Jurisdiction | FAIRFIELD OH |
| Township / Civil Division | LANCASTER CITY |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 32000 |
Source: Fairfield County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2655 CAMINO DEL RIO N, 100, SAN DIEGO, CA 92108-1633 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 14, 2026 | Survivorship Deed, Transfer · Conventional Mortgage CORNERSTONE FIRST MORTGAGE INC |
| Sep 21, 2021 | Transfer on Death Deed, Transfer |
| Jan 18, 2017 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Jan 7, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 14, 2026 · Amount on Record |
| Deed Sale | Jan 14, 2026 · Amount on Record |
| Prior Sale | Jan 7, 2021 · Amount on Record |
| Deed Document Number | 2026765 |
| Prior Transfer Date | Sep 14, 2021 |
| Prior Transfer Doc | 0000024918 |
| Record Updated | Oct 29, 2026 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Recording Date | Jan 14, 2026 |
| Property Address | 187 E ALLEN ST, LANCASTER, OH 43130-2514 |
| Document Number | 0000000765 |
| Map Reference | MB 1 PG 4 |
| Instrument Date | Jan 9, 2026 |
| Instrument | 202600000765 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Title Company | VALMER LAND TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2655 CAMINO DEL RIO N STE 100, 100, SAN DIEGO, CA 92108-1633 |
| Document Number | 0000000766 |
|---|---|
| Date | Jan 14, 2026 |
| Instrument | 202600000766 |
| Name | CORNERSTONE FIRST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Recording Date | Sep 21, 2021 |
| Property Address | 187 E ALLEN ST, LANCASTER, OH 43130-2514 |
| Document Number | 0000024918 |
| Instrument Date | Sep 14, 2021 |
| Instrument | 202100024918 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Property Address | 187 E ALLEN ST, LANCASTER, OH 43130-2514 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NORDIC TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0000001037 |
|---|---|
| Date | Jan 18, 2017 |
| Book Page | 1729/3250 |
| Instrument | 201700001037 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Recording Date | Jan 7, 2021 |
| Property Address | 187 E ALLEN ST, LANCASTER, OH 43130-2514 |
| Document Number | 0000000462 |
| Map Reference | MB 1 PG 4 |
| Instrument Date | Dec 30, 2020 |
| Instrument | 202100000462 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2022 |
| Title Company | VALMER LAND TITLE AGENCY BOX |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8241 DOW CIR, STRONGSVILLE, OH 44136-1761 |
| Document Number | 0000000463 |
|---|---|
| Date | Jan 7, 2021 |
| Instrument | 202100000463 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
Source: Fairfield County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Fairfield County |
| Municipality | Lancaster City |
| Unified School District | Lancaster City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,229.00 (+26.76%) Homeowner's exemption Disabled Person's exemption | $58,170 (+26.76%) Land $10,630 Building $47,540 | $166,200 (+26.75%) Land $30,360 Building $135,840 |
| 2024 | $4,125.00 (+208.99%) Homeowner's exemption Disabled Person's exemption | $45,890 (-) Land $5,120 Building $40,770 | |
| 2023 | $1,335.00 Homeowner's exemption Disabled Person's exemption | $45,890 (-) Land $5,120 Building $40,770 | |
| 2022 | Homeowner's exemption Disabled Person's exemption | $45,890 Land $5,120 Building $40,770 | $131,120 Land $14,630 Building $116,490 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 825 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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