187 E 7th St, Delta, CO 81416 Property Records

Delta County property record for 187 E 7th St, Delta, CO 81416 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.75 ba · 1,152 sqft · built 1980
Lot Size0.036 acres (1,568 sqft)
OwnerCompany Name on File
Last Sale$115,000 (Dec 2017)
Tax Bill$790 (2025)
Deeds & MortgagesMay 2025 Mortgage
Jan 2026 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNR015080

Property Details

APN / Parcel Number

Primary APNR015080
Alternative APN
  • 345724140002

Interior

Bedrooms2 Beds
Full Baths1.75 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Building Area1,152 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleTownhouse
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area1,568 sqft (0.036 acres)

Utilities, Heating & Cooling

Heating SystemConvection
Heating FuelElectric
SewerConnected

Location & Zoning

Account NumberR015080
Street Address187 E 7TH ST
CityDELTA
StateCO
Zip81416-1949
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description187 E 7TH ST DELTA 81416 S: 24 T: 15S R: 96W SUBDIVISION: COX TOWNHOUSE LOT: 2 AND:- LOT: 7 UNIT: PT TOTAL ACRES 0.0362 +/- DELTA ORIGINAL SUBD BLK LT 2 1/6 INT LT 7 SEC 24 T15S R96W 6PM BK 487 PG 842 (R-389237) R-699917 R-722632SA
Legal SubdivisionCOX TOWNHOUSE
Legal Lot Number2
JurisdictionDELTA CO
Township / Civil DivisionDELTA
Census Block Group2
Census Block2036
Census Tract965100

Owner

Source: Delta County records · APN R015080

Assessment roll updated May 4, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address341 MAIN ST, DELTA, CO 81416-1815
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
May 21, 2025Deed of Trust, Mortgage · Commercial Mortgage
BANK OF COLORADO
Jan 28, 2026Deed of Trust, Mortgage · Commercial Mortgage
BANK OF COLORADO
Dec 04, 2017Vendor's Lien, Transfer
HERITAGE TITLE COMPANY, HERITAGE TITLE CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 04, 2017 · Amount on Record
Deed SaleDec 04, 2017 · Amount on Record
Deed Document Number2017699917
Record UpdatedJun 08, 2026

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELTA CO
Property Address187 E 7TH ST, DELTA, CO 81416-1949
Transaction TypeMortgage
Record UpdatedMar 09, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 451, DELTA, CO 81416-0451

Mortgage

Document Number0000760642
DateMay 21, 2025
Instrument760642
Lender
NameBANK OF COLORADO
TypeBank
AddressDELTA, CO 81416
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term12 Months
DueMay 15, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELTA CO
Property Address187 E 7TH ST, DELTA, CO 81416-1949
Transaction TypeMortgage
Record UpdatedMar 09, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 451, DELTA, CO 81416-0451

Mortgage

Document Number0000765698
DateJan 28, 2026
Instrument765698
Lender
NameBANK OF COLORADO
TypeBank
AddressDELTA, CO 81416
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term12 Months
DueJan 27, 2027
Interest
Rate TypeAdjustable Rate

December 2017: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionDELTA CO
Recording DateDec 04, 2017
Property Address187 E 7TH ST, DELTA, CO 81416-1949
Document Number0000699917
Map ReferenceDOC390246
Instrument DateDec 01, 2017
Instrument699917
Transaction TypeTransfer
Record UpdatedMar 09, 2026
Title CompanyHERITAGE TITLE COMPANY, HERITAGE TITLE CO

Transaction

AmountAmount Recorded
Tax$11.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address3411 MAINS ST, DELTA, CO 81416-2407

Tax Assessment & Valuation

Source: Delta County records · Assessment roll updated May 4, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateColorado
CountyDelta County
MunicipalityDelta City
Unified School DistrictDelta County School District 50J (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$790.00 (+91.28%)$11,622 (+86.04%) Land $2,344 Building $9,278$185,953 (+99.42%) Land $37,500 Building $148,453
2024$413.00 (+4.03%)$6,247 (-) Land $1,580 Building $4,667
2023$397.00 (-16.24%)$6,247 (-14.97%) Land $1,580 Building $4,667$93,249 (-11.79%) Land $23,588 Building $69,661
2022$474.00$7,347 Land $782 Building $6,565$105,715 Land $11,250 Building $94,465

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Delta County (08029C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080299651002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force
1 of 1 on primary residences
Nearby Flood Claims3 (1984–1992)
Claims Outside the SFHA1 of 3
Most Recent ClaimSep 1992, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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