Laurel County property record for 187 Dugger Rd, Keavy, KY 40737
| Property Type | Single Family Home |
|---|---|
| Details | 1,248 sqft · built 1975 |
| Owner | 2 Individual Names on Record |
| Tax Bill | $279 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 089-00-00-105.00 |
| Primary APN | 089-00-00-105.00 |
|---|---|
| Alternative APNs |
|
| Total Rooms | 2 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| Year Built | Built 1975 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Material | Asphalt |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 334484 |
|---|---|
| Street Address | 187 DUGGER RD |
| City | KEAVY |
| State | KY |
| Zip | 40737-2801 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LAND & HOUSE |
| Jurisdiction | LAUREL KY |
| Township / Civil Division | KEAVY |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 971103 |
Source: Laurel County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 187 DUGGER RD, KEAVY, KY 40737-2801 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 1, 1974 |
| Deed Sale | Jan 1, 1974 |
| Deed Document Number | 154963 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUREL KY |
| Property Address | 187 DUGGER RD, KEAVY, KY 40737-2801 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2025 |
| Title Company | UNKNOWN, KY MTN LAND TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 48 VERBENA DR, CORBIN, KY 40701-5163 |
| Document Number | 0M1438/394 |
|---|---|
| Date | Oct 2, 2025 |
| Book Page | M1438/394 |
| Instrument | 615746 |
| Name | POLARIS HOME FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | GRANDVILLE, MI 49418 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2055 |
Source: Laurel County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Laurel County |
| Unified School District | Laurel County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $279.00 (+217.05%) Homeowner's exemption | $85,000 (+47.83%) Land $10,000 Building $75,000 | $85,000 (+47.83%) Land $10,000 Building $75,000 |
| 2023 | $88.00 Homeowner's exemption | $57,500 | $57,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 77% of the US · above 89% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST LAUREL WATER ASSOC INC private · serves 14,878 people · EPA ID KY0630451 |
|---|---|
| Water Source | Purchased surface water from WOOD CREEK WATER DISTRICT |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| Zetalink Fixed Wireless | 200 / 100 |
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