187 Down St, Rochester, NY 14623 Property Records

Monroe County and Henrietta Town property record for 187 Down St, Rochester, NY 14623

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,000 sqft · built 1957
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on Record
Tax Bill	$8,620 (2026)
Deeds & Mortgages	Apr 2022 Line of Credit May 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`263200 162.19-3-22`

Property Details

APN / Parcel Number

Primary APN	`263200 162.19-3-22`
Alternative APNs	`32001621900003022000` `GRANADA`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,000 sqft Living Area
1st Floor Area	1,000 sqft
Game Room	Game Room

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	50 sqft
Patio Area	204 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	GRANADA
Street Address	187 DOWN ST
City	ROCHESTER
State	NY
Zip	14623-4609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	T LOT 12 2ND R 1000 1957 FILED 5-21-57 L 136 PG 45 SUBURBAN HEIGHTS 8A LT 30
Legal Subdivision	SUBURBAN HEIGHTS
Legal Block	3
Legal Lot Number	22.000
Jurisdiction	MONROE NY
Township / Civil Division	HENRIETTA
Census Block Group	4
Census Block	4009
Census Tract	13101

Owner

Source: Monroe County and Henrietta Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	187 DOWN ST, ROCHESTER, NY 14623-4609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
May 11, 2021	Executor's Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	187 DOWN ST, ROCHESTER, NY 14623-4609
Transaction Type	Mortgage
Record Updated	Jun 6, 2022
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 DOWN ST, ROCHESTER, NY 14623-4609

Mortgage

Document Number	0000000069
Date	Apr 28, 2022
Book Page	29854/451
Instrument	202204280069

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 6, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	MONROE NY
Recording Date	May 11, 2021
Property Address	187 DOWN ST, ROCHESTER, NY 14623-4609
Document Number	0000000203
Book / Page	12498 / 612
Map Reference	LB 136 PG 44&45
Instrument Date	Mar 31, 2021
Instrument	202105110203
Transaction Type	Transfer
Record Updated	Sep 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28 ROUND HILL RD, 28, HENRIETTA, NY 14467-9529

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 DOWN ST, ROCHESTER, NY 14623-4609

Tax Assessment & Valuation

Source: Monroe County and Henrietta Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Henrietta Town
Unified School District	Rush-Henrietta Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,620.00 (+18.34%)
2025	$7,284.00 (+57.05%)	$243,000 (+46.12%) Land $34,000 Building $209,000	$243,000 (+46.12%) Land $34,000 Building $209,000
2023		$166,300 (+17.03%) Land $30,000 Building $136,300	$166,300 (+17.03%) Land $30,000 Building $136,300
2022		$142,100 Land $20,100 Building $122,000	$142,100 Land $20,100 Building $122,000
2021	$4,638.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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