187 Chestnut St, Phoenix, NY 13135 Property Records

Oswego County and Schroeppel Town property record for 187 Chestnut St, Phoenix, NY 13135

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,984 sqft · built 2008
Lot Size7.78 acres (338,897 sqft)
OwnerIndividual Name on Record
Last Sale$260,000 (Jul 2019)
Tax Bill$11,175 (2026)
Deeds & MortgagesMar 2021 Mortgage
Jul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN355489 314.00-01-47.01

Property Details

APN / Parcel Number

Primary APN355489 314.00-01-47.01
Alternative APN
  • 548931400000010470100000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,984 sqft Living Area
1st Floor Area1,984 sqft

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area338,897 sqft (7.78 acres)
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area90 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address187 CHESTNUT ST
CityPHOENIX
StateNY
Zip13135-2430
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal SubdivisionSCRIBAS PATENT
Legal Block1
Legal Lot Number47.010
JurisdictionOSWEGO NY
Township / Civil DivisionSCHROEPPEL
Census Block Group1
Census Block1024
Census Tract20905

Owner

Source: Oswego County and Schroeppel Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address187 CHESTNUT ST, PHOENIX, NY 13135-2430
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
PLAZA HOME MORTGAGE INC
Jul 1, 2019Warranty Deed, Transfer · Conventional Mortgage
HUNT MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 1, 2019 · Amount on Record
Deed SaleJul 1, 2019 · Amount on Record
Prior SaleApr 2, 2019 · Amount on Record
Deed Document Number20195369
Prior Transfer DateOct 14, 2016
Prior Transfer Doc0000000699
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address187 CHESTNUT ST, PHOENIX, NY 13135-2430
Transaction TypeMortgage
Record UpdatedMar 24, 2021
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CORACHEL

Transferred To (Grantee/Buyer)

NameVerified Name
Address187 CHESTNUT ST, PHOENIX, NY 13135-2430

Mortgage

Document Number0000002276
DateMar 3, 2021
InstrumentR-2021-002276
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
AddressJACKSONVILLE, FL 32256
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSWEGO NY
Recording DateJul 1, 2019
Property Address187 CHESTNUT ST, PHOENIX, NY 13135-2430
Document Number0000005369
Instrument DateJun 27, 2019
InstrumentR-2019-005369
Transaction TypeTransfer
Record UpdatedApr 28, 2022
Title CompanyVANGUARD RESEARCH & TTL SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,040.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address187 CHESTNUT ST, 187, PHOENIX, NY 13135-2430

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address266 ONEIDA RIVER RD, PENNELLVILLE, NY 13132-3155

Mortgage

Document Number0000005370
DateJul 1, 2019
InstrumentR-2019-005370
Lender
NameHUNT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2049

Tax Assessment & Valuation

Source: Oswego County and Schroeppel Town assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
County SubdivisionSchroeppel Town
Unified School DistrictPhoenix Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,175.00 (-2.5%)
2025$11,461.00$187,500 (-) Land $27,000 Building $160,500$416,667 (+22.22%) Land $60,000 Building $356,667
2023$187,500 Land $27,000 Building $160,500$340,909 Land $49,091 Building $291,818

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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