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187 Cherry St, Toccoa, GA 30577 Property Records

Stephens County property record for 187 Cherry St, Toccoa, GA 30577 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1981
Square Footage1,475 sqft Heated Area
Lot Size16,553 sqft (0.38 acres)
GarageCarport
OccupancyOwner Occupied
Tax Bill$1,771.00 (2025)

Property Details

APN / Parcel Number

Primary APNT38 033
Alternative APN
  • 736100

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms5 Rooms
Building Area1,475 sqft Heated Area
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1981
Architectural StyleRanch Style
Exterior MaterialBrick Exterior
Construction TypeBrick Construction
Foundation TypeRaised Foundation
Roof ConstructionHip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area16,553 sqft (0.38 acres)
Garage TypeCarport Garage
CarportCarport
Carport Area220 sqft Carport

Exterior Amenities

Deck Area96 sqft Deck
Patio Area168 sqft Patio
TopographyGentle Slope Topography
Utility Building77 sqft Utility Building

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number736100
Street Address187 CHERRY ST
CityTOCCOA
StateGA
Zip30577-6187
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT J OAKWOOD ACRES S/D
Legal SubdivisionOAKWOOD ACRES
Legal Lot NumberJ
JurisdictionSTEPHENS GA
Minor Civil DivisionTOCCOA
Census Blockgroup1
Census Block1030
Census Tract970302

Owner

Source: Stephens County records · APN T38 033

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address187 CHERRY ST, TOCCOA, GA 30577-6187
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 19, 2021Deed of Trust, Mortgage
NORTH GEORGIA CREDIT UNION
Jan 04, 2024Deed of Trust, Mortgage · Conventional Mortgage
NORTH GEORGIA CREDIT UNION
Aug 02, 2023Deed of Trust, Mortgage · Conventional Mortgage
NORTH GEORGIA CREDIT UNION
Oct 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
NORTH GA CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateOct 12, 2016
Transfer Doc0011030413
Record RefreshedJun 08, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEPHENS GA
Property Address187 CHERRY ST, TOCCOA, GA 30577-6187
Transaction TypeMortgage
Record UpdatedFeb 09, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address187 CHERRY ST, TOCCOA, GA 30577-6187

Mortgage

Document Number0012590000000336
DateJul 19, 2021
Book Page0000001259/0000000336
Lender
NameNORTH GEORGIA CREDIT UNION
Agreement
AmountAmount Recorded
Term60 Months
DueJan 01, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEPHENS GA
Property Address187 CHERRY ST, TOCCOA, GA 30577-6187
Transaction TypeMortgage
Record UpdatedFeb 05, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address187 CHERRY ST, TOCCOA, GA 30577-6187

Mortgage

Document Number0013530000000463
DateJan 04, 2024
Book Page0000001353/0000000463
Lender
NameNORTH GEORGIA CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueJan 01, 2028

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEPHENS GA
Property Address187 CHERRY ST, TOCCOA, GA 30577-6187
Transaction TypeMortgage
Record UpdatedSep 08, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address187 CHERRY ST, TOCCOA, GA 30577-6187

Mortgage

Document Number0013380000000094
DateAug 02, 2023
Book Page0000001338/0000000094
Lender
NameNORTH GEORGIA CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueJan 01, 2028

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEPHENS GA
Property Address187 CHERRY ST, TOCCOA, GA 30577-6187
Document Number0012270105
Instrument DateOct 19, 2020
Transaction TypeMortgage
Record UpdatedNov 23, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address187 CHERRY ST TOCCOA GA 305776187, TOCCOA, GA 30577-6187

Mortgage

Document Number0012270105
DateOct 28, 2020
Book Page001227/000105
Lender
NameNORTH GA CU
TypeCredit Union
AddressTOCCOA, GA 30577
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueOct 27, 2025

Tax Assessment & Valuation

Source: Stephens County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyStephens County
MunicipalityToccoa City
Unified School DistrictStephens County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,771.00 (+114.41%) Homeowner's exemption$58,537 (+133.78%) Land $2,364 Building $56,173$146,341 (+133.78%) Land $5,909 Building $140,432
2023$826.00 (-1.2%) Homeowner's exemption$25,039 (+5.93%) Land $2,364 Building $22,675$62,597 (+5.93%) Land $5,909 Building $56,688
2022$836.00 Homeowner's exemption$23,637 Land $2,364 Building $21,273$59,092 Land $5,909 Building $53,183

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