Franklin County property record for 187 Charing Cross St, Galloway, OH 43119
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,152 sqft · built 1996 |
| Lot Size | 0.247 acres (10,787 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $125,000 (May 2002) |
| Tax Bill | $4,008 (2024) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 570-225539 |
| Primary APN | 570-225539 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,152 sqft Living Area |
| 1st Floor Area | 1,030 sqft |
| 2nd Floor Area | 1,022 sqft |
| Family Room | Family Room |
| Year Built | Built 1996 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,787 sqft (0.247 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 187 CHARING CROSS ST |
|---|---|
| City | GALLOWAY |
| State | OH |
| Zip | 43119-8642 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHARING CROSS STREET CHADWICK FARMS LOT 26 |
| Legal Subdivision | CHADWICK FARMS |
| Legal Lot Number | 26 |
| Jurisdiction | FRANKLIN OH |
| Township / Civil Division | COLUMBUS |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 8132 |
The current owner of 187 Charing Cross St bought it in May 2002.
Source: Franklin County records, as of February 2, 2026
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 187 CHARING CROSS ST, GALLOWAY, OH 43119-8642 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2002 · Amount on File |
| Deed Sale | May 3, 2002 · Amount on File |
| Prior Sale | Sep 10, 1997 · Amount on File |
| Deed Document Number | 9562 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 187 CHARING CROSS ST, GALLOWAY, OH 43119-8642 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Title Company | LEADER TITLE AGENCY INC, LEADERS TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0000206808 |
|---|---|
| Date | Nov 12, 2021 |
| Instrument | 202111120206808 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2036 |
Source: Franklin County assessment roll, as of August 1, 2024
| Type | Name |
|---|---|
| State | Ohio |
| County | Franklin County |
| Municipality | Columbus City |
| Unified School District | South-Western City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $4,008.00 (+1.73%) Homeowner's exemption | $110,010 (-) Land $28,880 Building $81,130 | |
| 2023 | $3,940.00 (+28.8%) Homeowner's exemption | $110,010 (+75.48%) Land $28,880 Building $81,130 | $314,300 Land $82,500 Building $231,800 |
| 2022 | $3,059.00 Homeowner's exemption | $62,690 Land $6,580 Building $56,110 | |
| 2020 | $179,100 Land $18,800 Building $160,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 187 Charing Cross St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 187 Charing Cross St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLUMBUS PUBLIC WATER SYSTEM serves 1,309,468 people · EPA ID OH2504412 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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