187 Chadwick Rd, Harmony, NC 28634 Property Records

Iredell County property record for 187 Chadwick Rd, Harmony, NC 28634 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1992
Square Footage	1,434 sqft Heated Area
Lot Size	43,560 sqft (1 acres)
Occupancy	Owner Occupied
Tax Bill	$979.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`4768-98-3832.000`
Alternative APN	`23642050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,434 sqft Heated Area
Gross Area	2,034 sqft Gross Area
1st Floor	984 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Vinyl/Resilient Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Other Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	43,560 sqft (1 acres)
Lot Width	149 ft Width

Exterior Amenities

Deck Area	144 sqft Deck
Patio Area	504 sqft Patio
Porch Area	96 sqft Porch
Storage Building	240 sqft Storage Building

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	23642050
Street Address	187 CHADWICK RD
City	HARMONY
State	NC
Zip	28634-9113
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SR 2153 TURNER
Legal Subdivision	TURNERSBURG
Legal Block	98
Jurisdiction	IREDELL NC
Minor Civil Division	TURNERSBURG
Census Blockgroup	1
Census Block	1025
Census Tract	60802

Owner

Source: Iredell County records · APN 4768-98-3832.000

Assessment roll updated April 7, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	187 CHADWICK RD, HARMONY, NC 28634-9113
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 01, 1994
Deed Sale	Nov 01, 1994
Prior Sale	Feb 01, 1992
Deed Book / Page	934 / 2106
Record Refreshed	Jun 08, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	187 CHADWICK RD, HARMONY, NC 28634-9113
Transaction Type	Mortgage
Record Updated	Jan 22, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 CHADWICK RD, HARMONY, NC 28634-9113

Mortgage

Document Number	0031871422
Date	Jan 12, 2026
Book Page	3187/1422

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	3000 LAVA RIDGE CT STE 200, ROSEVILLE, CA 95661

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

Tax Assessment & Valuation

Source: Iredell County records · Assessment roll updated April 7, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$979.00	$155,930 (-) Land $26,480 Building $129,450	$155,930 (-) Land $26,480 Building $129,450
2024	$979.00	$155,930 (-) Land $26,480 Building $129,450	$155,930 (-) Land $26,480 Building $129,450
2023	$979.00 (+151.67%)	$155,930 (+35.96%) Land $26,480 Building $129,450	$155,930 (+35.96%) Land $26,480 Building $129,450
2022	$389.00	$114,690 Land $22,950 Building $91,740	$114,690 Land $22,950 Building $91,740

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Iredell County (37097C), updated January 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.