187 Cedar Valley Rd, Hudson, NC 28638 Property Records

Caldwell County property record for 187 Cedar Valley Rd, Hudson, NC 28638

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 5,386 sqft · built 1979
Lot Size	0.707 acres (30,804 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Dec 2024)
Tax Bill	$2,519 (2026)
Deeds & Mortgages	Dec 2025 Foreclosure Apr 2021 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`03 21 1 10`

Property Details

APN / Parcel Number

Primary APN	`03 21 1 10`
Alternative APNs	`171343` `182134` `184909`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	5,386 sqft Heated Area
Gross Area	11,861 sqft
1st Floor Area	4,594 sqft
Basement Area	6,322 sqft
Finished Basement	1,993 sqft
Unfinished Basement	4,329 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	30,804 sqft (0.707 acres)
Lot Dimensions	204 ft deep x 150 ft wide

Exterior Amenities

Pool Area	648 sqft
Porch	Patio
Porch Area	697 sqft
Deck Area	248 sqft
Patio Area	248 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	184909
Street Address	187 CEDAR VALLEY RD
City	HUDSON
State	NC
Zip	28638-2512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2019 PG 238 YR 21 ST 952.00
Jurisdiction	CALDWELL NC
Township / Civil Division	HUDSON
Census Block Group	1
Census Block	1001
Census Tract	30600

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	187 CEDAR VALLEY RD, HUDSON, NC 28638-2512
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Public Action, Foreclosure · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 21, 2021	Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2024 · Amount on Record
Deed Sale	Dec 18, 2024 · Amount on Record
Prior Sale	Apr 21, 2021 · Amount on Record
Deed Document Number	202410102423
Deed Book / Page	2124 / 1564
Transfer Doc	0010056715
Record Updated	Oct 29, 2026

December 2025: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	CALDWELL NC
Recording Date	Dec 22, 2025
Property Address	187 CEDAR VALLEY RD, HUDSON, NC 28638-2512
Document Number	0021530490
Book / Page	2153 / 490
Instrument Date	Dec 17, 2025
Instrument	10114193
Transaction Type	Foreclosure
Record Updated	Feb 17, 2026

Transaction

Tax	$0.00
Amount Accuracy	Tax Sale

Transferred From (Grantor/Seller)

Name	Verified Name
Address	361 COOL SPRING LN, MARION, NC 28752-8081

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 CEDAR VALLEY RD, HUDSON, NC 28638-2512

Mortgage

Document Number	0010114194
Date	Dec 22, 2025
Instrument	10114194

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

April 2021: Foreclosure

Document Type	Foreclosure
Jurisdiction	CALDWELL NC
Recording Date	Apr 21, 2021
Property Address	187 CEDAR VALLEY RD, HUDSON, NC 28638-2512
Document Number	0020190238
Book / Page	2019 / 238
Instrument Date	Apr 14, 2021
Instrument	10056521
Transaction Type	Foreclosure
Record Updated	Sep 14, 2023

Transaction

Amount	Amount Recorded
Tax	$952.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1600 S DOUGLASS RD # 200-A, 200, ANAHEIM, CA 92806-5951

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Hudson Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,519.00 (-4.73%)	$405,700 (+0.02%) Land $19,100 Building $386,600
2025	$2,644.00 (-30.77%)	$405,600 (-16.78%) Land $19,000 Building $386,600	$405,700 (-16.76%) Land $19,100 Building $386,600
2024	$3,819.00 (+2.03%)
2023		$487,400 (-) Land $19,000 Building $468,400	$487,400 (-) Land $19,000 Building $468,400
2022	$3,743.00	$487,400 Land $19,000 Building $468,400	$487,400 Land $19,000 Building $468,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2004)
Most Recent Claim	May 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LENOIR serves 26,388 people · EPA ID NC0114010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ripple Fiber.

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