Rankin County property record for 187 Cedar Spring Cir, Pearl, MS 39208
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,567 sqft · built 2010 |
| Lot Size | 0.166 acres (7,252 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $208,257 (Jul 2026) |
| Tax Bill | $909 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jan 2024 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | G06Q000002 00170 |
| Primary APN | G06Q000002 00170 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 2 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,567 sqft Adjusted Area |
| 1st Floor Area | 1,235 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 7,252 sqft (0.166 acres) |
| Utility Building | 112 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 75788 |
|---|---|
| Street Address | 187 CEDAR SPRING CIR |
| City | PEARL |
| State | MS |
| Zip | 39208-8604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 17 CEDAR STONE EAST PART 2 |
| Legal Range | 02E |
| Legal Township | 04N |
| Legal Section | 01 |
| Legal Subdivision | CEDAR STONE EAST |
| Legal Lot Number | 17 |
| Jurisdiction | RANKIN MS |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 20804 |
Source: Rankin County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 187 CEDAR SPRING CIR, PEARL, MS 39208-8604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2026 | Warranty Deed, Transfer · FHA Mortgage HUNTINGTON NATIONAL BANK |
| Jan 23, 2024 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 15, 2026 · Amount on Record |
| Deed Sale | Jul 15, 2026 · Amount on Record |
| Prior Sale | Jun 3, 2010 · Amount on Record |
| Deed Book / Page | 2026 / 15941 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RANKIN MS |
| Recording Date | Jul 15, 2026 |
| Property Address | 187 CEDAR SPRING CIR, PEARL, MS 39208-8604 |
| Document Number | 2026015941 |
| Book / Page | 2026 / 15941 |
| Instrument Date | Jul 10, 2026 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 187 CEDAR SPRING CIR, PEARL, MS 39208-8604 |
| Document Number | 3026064663, |
|---|---|
| Date | Jul 15, 2026 |
| Book Page | 3026/64663 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Max Rate | -1% |
|---|
| Document Number | 3026064680, |
|---|---|
| Date | Jul 15, 2026 |
| Book Page | 3026/64680 |
| Name | MISSISSIPPI HOME CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RANKIN MS |
| Property Address | 187 CEDAR SPRING CIR, PEARL, MS 39208-8604 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000004151 |
|---|---|
| Date | Jan 23, 2024 |
| Book Page | 3024/4151 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 13, 2054 |
Source: Rankin County assessment roll, as of March 2, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Rankin County |
| Unified School District | Rankin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $909.00 (+0.11%) Homeowner's exemption | $12,018 (+0.55%) | |
| 2024 | $908.00 (+20.91%) | $120,180 (+0.55%) Land $26,000 Building $94,180 | |
| 2023 | $11,952 | ||
| 2021 | $119,520 Land $26,000 Building $93,520 | ||
| 2019 | $751.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREENFIELD WATER ASSOCIATION public/private · serves 6,088 people · EPA ID MS0610011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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