187 Catherine Ter, Fairfield, CT 06824 Property Records

Fairfield Town property record for 187 Catherine Ter, Fairfield, CT 06824

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,126 sqft · built 1950
Lot Size	0.275 acres (12,000 sqft)
Owner	2 Individual Names on File
Last Sale	$1,200,000 (Sep 2020)
Tax Bill	$22,818 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Oct 2021 Line of Credit + 3 more
Flood Zone	Zone AE (high risk)
APN	`FAIR M:182 B:334`

Property Details

APN / Parcel Number

Primary APN	`FAIR M:182 B:334`
Alternative APNs	`FFLD M:182 B:334` `M:182 L:334 X` `16741`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,126 sqft Living Area
Gross Area	4,669 sqft
Basement Area	1,483 sqft
Unfinished Basement	1,483 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,000 sqft (0.275 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	16741
Street Address	187 CATHERINE TER
City	FAIRFIELD
State	CT
Zip	06824-6405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Block	334
Jurisdiction	FAIRFIELD CT
Township / Civil Division	FAIRFIELD
Census Block Group	2
Census Block	2000
Census Tract	61600

Owner

187 Catherine Ter is owned and occupied by two individuals who bought it in September 2020.

Source: Fairfield Town records, as of July 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	187 CATHERINE TER, FAIRFIELD, CT 06824-6405
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Warranty Deed, Transfer · Conventional Mortgage US BANK
Oct 5, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Sep 2, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK
Oct 5, 2018	Warranty Deed, Transfer
Mar 10, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2020 · Amount on File
Deed Sale	Sep 2, 2020 · Amount on File
Prior Sale	Oct 5, 2018 · Amount on File
Deed Document Number	20202020-7155
Deed Book / Page	5973 / 217
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD CT
Recording Date	Jul 13, 2026
Property Address	187 CATHERINE TER, FAIRFIELD, CT 06824-6405
Document Number	0000003897
Book / Page	6744 / 162
Instrument Date	Jun 27, 2026
Instrument	20263897
Transaction Type	Transfer
Record Updated	Aug 5, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	32 BERNDALE DR, WESTPORT, CT 06880-2745

Mortgage

Date	Jul 13, 2026

Lender

Name	US BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Initial Type	Adjustable Rate
Type Change Date	Aug 1, 2033
Margin	3
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Property Address	187 CATHERINE TER, FAIRFIELD, CT 06824-6405
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006221-265
Date	Oct 5, 2021
Book Page	6221/265
Instrument	2021-10602

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2046

Interest

Rate Type	Adjustable Rate

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD CT
Recording Date	Sep 2, 2020
Property Address	187 CATHERINE TER, FAIRFIELD, CT 06824-6405
Document Number	5973-217
Book / Page	5973 / 217
Instrument Date	Aug 26, 2020
Instrument	2020-7155
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	220 CATHERINE TER, FAIRFIELD, CT 06824-6408

Mortgage

Document Number	20207156
Date	Sep 2, 2020
Instrument	2020-7156

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD CT
Recording Date	Oct 5, 2018
Property Address	187 CATHERINE TER, FAIRFIELD, CT 06824-6405
Document Number	5715-42
Book / Page	005715 / 000042
Instrument Date	Oct 3, 2018
Instrument	6660
Transaction Type	Transfer
Record Updated	Oct 30, 2018

Transaction

Amount	Amount on Record
Tax	$610.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	23 PLATT ST NORWALK CT 068551011, NORWALK, CT 06855-1011

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FAIRFIELD CT
Recording Date	Mar 10, 2017
Property Address	187 CATHERINE TER, FAIRFIELD, CT 06824-6405
Document Number	5523-308
Book / Page	005523 / 000308
Instrument Date	Mar 8, 2017
Instrument	1748
Transaction Type	Transfer
Record Updated	Nov 21, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 CATHERINE TER FAIRFIELD CT 068246405, FAIRFIELD, CT 06824-6405

Tax Assessment & Valuation

The 2025 property tax bill for 187 Catherine Ter was $22,818.

Source: Fairfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Fairfield Town
Unified School District	Fairfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$22,818.00	$803,740 Land $335,790 Building $467,950	$562,618 Land $235,053 Building $327,565
2024	$22,818.00 (+3.2%)
2023	$22,111.00	$803,740 Land $335,790 Building $467,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 187 Catherine Ter in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 187 Catherine Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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