187 Canterbury Rd, Elyria, OH 44035 Property Records

Lorain County property record for 187 Canterbury Rd, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,070 sqft · built 1965
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on File
Last Sale	$1,400 (May 2012)
Tax Bill	$3,939 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Oct 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-25-176-103-020`

Property Details

APN / Parcel Number

Primary APN	`06-25-176-103-020`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,070 sqft Living Area
Gross Area	2,766 sqft
1st Floor Area	1,570 sqft
Basement Area	1,570 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Multi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	200 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	20 sqft
Deck Area	40 sqft
Patio Area	256 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Street Address	187 CANTERBURY RD
City	ELYRIA
State	OH
Zip	44035-1720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY CLUB EST 1 90 X 203
Legal Subdivision	COUNTRY CLUB EST 1
Legal Tract	25
Legal Block	103
Legal Lot Number	75&76
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	3
Census Block	3000
Census Tract	70101

Owner

187 Canterbury Rd is owned and occupied by two individuals who acquired it in September 2022.

Source: Lorain County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	187 CANTERBURY RD, ELYRIA, OH 44035-1720
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2024	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 16, 2025	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 8, 2024	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 6, 2022	Intrafamily Transfer, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage US DISTRICT COURT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2012 · Amount on File
Deed Sale	May 2, 2012 · Amount on File
Prior Sale	May 9, 2008 · Amount on File
Deed Document Number	2012411435
Last Transfer Date	Sep 26, 2022
Transfer Doc	0000894215
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	187 CANTERBURY RD, ELYRIA, OH 44035-1720
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 CANTERBURY RD, ELYRIA, OH 44035-1720

Mortgage

Document Number	0000008276
Date	Mar 28, 2024
Instrument	2024-0008276

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	343 Months
Due	Oct 1, 2052

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	187 CANTERBURY RD, ELYRIA, OH 44035-1720
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 CANTERBURY RD, ELYRIA, OH 44035-1720

Mortgage

Document Number	0000071803
Date	Oct 16, 2025
Instrument	2025-0071803

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Oct 1, 2052

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	187 CANTERBURY RD, ELYRIA, OH 44035-1720
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 CANTERBURY RD, ELYRIA, OH 44035-1720

Mortgage

Document Number	0000032797
Date	Nov 8, 2024
Instrument	2024-0032797

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	335 Months
Due	Oct 1, 2052

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LORAIN OH
Recording Date	Oct 6, 2022
Property Address	187 CANTERBURY RD, ELYRIA, OH 44035-1720
Document Number	0000894215
Map Reference	VOL 20 PG 37&38
Instrument Date	Sep 26, 2022
Instrument	2022-0894215
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	187 CANTERBURY RD, ELYRIA, OH 44035-1720

Mortgage

Document Number	0000894216
Date	Oct 6, 2022
Instrument	2022-0894216

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	187 CANTERBURY RD, ELYRIA, OH 44035-1720
Document Number	0000664384
Instrument Date	Feb 23, 2018
Transaction Type	Mortgage
Record Updated	Mar 22, 2018
Title Company	ASSOCIATES TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 CANTERBURY RD ELYRIA OH 440351720, ELYRIA, OH 44035-1720

Mortgage

Document Number	0000664384
Date	Mar 12, 2018
Instrument	664384

Lender

Name	US DISTRICT COURT
Address	COLUMBUS, OH 43215

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 187 Canterbury Rd was $3,939.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,939.00	$83,640 (-) Land $15,870 Building $67,770	$238,970 (-) Land $45,330 Building $193,640
2024	$3,939.00 (+27.93%)	$83,640 (+47.99%) Land $15,866 Building $67,774	$238,970 (+47.99%) Land $45,330 Building $193,640
2023	$3,079.00 (+0.36%)	$56,519 (%) Land $17,455 Building $39,064	$161,480 Land $49,870 Building $111,610
2022	$3,068.00	$56,520 Land $17,460 Building $39,060
2021			$161,480 Land $49,870 Building $111,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 187 Canterbury Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 187 Canterbury Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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