187 Balch Rd, Elgin, TX 78621 Property Records

Bastrop County property record for 187 Balch Rd, Elgin, TX 78621

Property Summary

Property Type	Single Family Home
Details	2,172 sqft · built 2023
Lot Size	1.55 acres (67,605 sqft)
Owner	2 Individual Names on File
Last Sale	$521,027 (Mar 2024)
Tax Bill	$7,338 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Dec 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R8728865`

Property Details

APN / Parcel Number

Primary APN	`R8728865`

Interior

Stories	1 Story
Building Area	2,172 sqft Living Area
Gross Area	2,750 sqft
1st Floor Area	2,172 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	67,605 sqft (1.55 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	172 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	187 BALCH RD
City	ELGIN
State	TX
Zip	78621-5591
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BALCH ROAD SUBDIVISION, LOT 4, ACRES 1.552
Legal Subdivision	BALCH ROAD SUBDIVISION
Legal Lot Number	4
Jurisdiction	BASTROP TX
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1029
Census Tract	950101

Owner

Source: Bastrop County assessment roll, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 345, ELGIN, TX 78621-0345
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2022	Vendor's Lien, Transfer · Stand-Alone First Mortgage ARBUCKLE ROAD LLC
Dec 18, 2020	Vendor's Lien, Transfer · Line of Credit FIRST TEXAS BANK
Jan 29, 2019	Correction Deed

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 4, 2024 · Amount on Record
Deed Sale	Mar 4, 2024 · Amount on Record
Deed Document Number	20243357
Record Updated	Sep 20, 2026

October 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BASTROP TX
Recording Date	Oct 7, 2022
Property Address	TX
Document Number	0202221481
Map Reference	CAB 7 PG 215-B
Instrument Date	Oct 5, 2022
Instrument	202221481
Transaction Type	Transfer
Record Updated	Nov 10, 2023
Title Company	AUSTIN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 354, MC DADE, TX 78650-0354

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15405 LONG VISTA DR APT 1303, 1303, AUSTIN, TX 78728-3806

Mortgage

Document Number	0202221482
Date	Oct 7, 2022
Instrument	202221482

Lender

Name	ARBUCKLE ROAD LLC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 5, 2032

December 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BASTROP TX
Recording Date	Dec 18, 2020
Property Address	TX
Document Number	0202022241
Map Reference	CAB 7 PG 63A
Instrument Date	Dec 17, 2020
Instrument	202022241
Transaction Type	Transfer
Record Updated	Nov 10, 2023
Title Company	INDEPENDENCE TITLE AGENCY, INDEPENDENCE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	163 S WESTHORRON LANE, ELGIN, TX 78621

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15405 LONG VISTA DR APT 2303, 2303, AUSTIN, TX 78728-3806

Mortgage

Document Number	0202022242
Date	Dec 18, 2020
Instrument	202022242

Lender

Name	FIRST TEXAS BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	BASTROP TX
Recording Date	Jan 29, 2019
Property Address	TX
Document Number	0201901390
Map Reference	VOL 297 PG 769
Instrument Date	Nov 6, 2018
Instrument	201901390
Record Updated	Nov 10, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15405 LONG VISTA DR APT 1303, 1303, AUSTIN, TX 78728-3806

Tax Assessment & Valuation

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bastrop County
Unified School District	Elgin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,338.00 (+143.71%) Homeowner's exemption	$463,260 Land $165,154 Building $298,106	$463,260 Land $165,154 Building $298,106
2023	$3,011.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 72% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA WSC serves 86,325 people · EPA ID TX0110013
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
JAB Wireless Fixed Wireless	100 / 20
SOS Communications Fixed Wireless	100 / 20
Valley Telephone Cooperative, Inc. (TX) Fixed Wireless	50 / 10
Verizon Fixed Wireless	25 / 6

May also be available: AT&T.

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