187 Atlantic St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 187 Atlantic St, Gloucester, MA 01930

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.554 acres (24,144 sqft)
Owner	Company Name on File
Last Sale	$3,300,000 (May 2022)
Tax Bill	$3,735 (2025)
Deeds & Mortgages	Mar 2023 Refinance May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`108390`

Property Details

APN / Parcel Number

Primary APN	`108390`
Alternative APNs	`GLOU M:0255 B:0001 L:0000` `GLOU M:0255 B:0006 L:0000`

Exterior

Lot Area	24,144 sqft (0.554 acres)

Location & Zoning

Account Number	108390
Street Address	187 ATLANTIC ST
City	GLOUCESTER
State	MA
Zip	01930-1626
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R-20
Legal Block	6
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	3
Census Block	3006
Census Tract	221902

Owner

Source: Essex County and Gloucester City assessment roll, APN 108390, as of April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	35 VILLAGE RD, 702, MIDDLETON, MA 01949-1235
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance BAY STATE SAVINGS BANK
May 27, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NORTHERN BANK & TRUST CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 27, 2022 · Amount on Record
Deed Sale	May 27, 2022 · Amount on Record
Deed Book / Page	40965 / 33
Record Updated	Jun 08, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	187 ATLANTIC ST, GLOUCESTER, MA 01930-1626
Transaction Type	Mortgage
Record Updated	Jan 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041472-61
Date	Mar 10, 2023
Book Page	41472/61
Instrument	20230310002410

Lender

Name	BAY STATE SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	May 27, 2022
Property Address	187 ATLANTIC ST, GLOUCESTER, MA 01930-1626
Document Number	0040965-33
Book / Page	40965 / 33
Instrument Date	May 27, 2022
Instrument	20220527003970
Transaction Type	Transfer
Record Updated	Jan 25, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 VILLAGE RD, MIDDLETON, MA 01949-1234

Mortgage

Document Number	220527003980
Date	May 27, 2022
Instrument	220527003980

Lender

Name	NORTHERN BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll as of April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2025	$3,735.00 (+4.68%)	$384,300 (+4.8%) Land $384,300
2024	$3,568.00 (-75.78%)	$366,700 (-73.64%) Land $366,700
2023	$14,733.00	$1,391,200 Land $1,391,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), as of July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092219023, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 51 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2005

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 15 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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